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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. FLAGLER BEACH GEM just 2 blocks from the Ocean with lovely park and both Ocean and Intracoastal Waterway views! Located in an intimate, small HOA community in a no flood X zone, this home is nestled on a peaceful avenue across from a park within steps to a lovely well maintained small dock. The location of this magnificent 4 bedroom, 4 bath home welcomes your family and friends to the beach lifestyle. Sunrise with your toes in the sand, the sound of waves crashing, and soothing, salty air is just steps away. Take your bike or golf cart for a short ride to all that Flagler Beach has to offer – unique eateries and shops, the Pier and beach boardwalk, parks and trails. Swim and socialize with your neighbors and friends in the private community pool. Stepping inside this home, the quality construction is evident. A welcoming entrance opens onto a spacious open plan with high ceilings and abundant windows bringing in the light. The living space with built-in shelving holds an electric fireplace and entertainment essentials. A beautiful bay window at the dining area offers a pretty garden view and adds more light to the kitchen. The kitchen is outfitted with an induction cooktop, granite countertops, an island, a bar and ample cabinets – making every day meal preparation a pleasure and entertaining a breeze. An enclosed patio plus a bonus room and a full bath complete the ground floor. Climb the lovely wood staircase to the second floor to find a primary suite that includes a luxurious ensuite bath, a large walk-in closet and a sizeable balcony with an ocean view. The second bedroom with an ensuite bath has a balcony overlooking the park and the Intracoastal Waterway. The third and fourth bedroom share a Jack-n-Jill full bath. A dedicated laundry room is conveniently located on this floor. A deep, 2 car garage entered from the kitchen has plenty of room for a workshop, a golf cart and beach gear while offering a convenient entrance to bring your shopping in. A whole house generator plug-in and impact windows offer peace of mind along with 2 Trane AC units and hot water heater installed 2023. This home is located in a low-cost HOA which includes a private community pool and landscape maintenance. Flagler Beach is just 3 miles from I-95, located midway between historic St Augustine and vibrant Daytona Beach. Schedule your private viewing today and start making memories in this fabulous, friendly beach town.
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Our Executive Mortgage Banker:
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$663,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $530,400 | $530,400 | $530,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $419 | $419 | $419 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,053 | $3,177 | $4,264 |
| Total Monthly Payment | $3,564 | $3,688 | $4,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.