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Build Your Waterfront Dream – Cleared Canal Lot in Hernando Beach!
Discover the perfect opportunity to build your custom coastal retreat on this cleared, build-ready lot located on a wide canal in Hernando Beach, Florida. Situated in a serene, waterfront neighborhood, this lot offers direct canal access and is just minutes from the Gulf of Mexico via the nearby community boat ramp.
Enjoy peace of mind with a fire hydrant conveniently located on the east side of the property, and take advantage of the proximity to local marinas, giving you multiple options for boat storage and maintenance.
Property Highlights:
• Cleared, level canal-front lot – ready for construction
• Fire hydrant on east side of lot (ideal for insurance and safety)
• Direct Gulf access via canal and community boat ramp
• Marinas nearby for added boating convenience
• Utilities available at the street
• Located in a coastal community with waterfront dining, parks, and nature preserves nearby
• Enjoy fishing, kayaking, and boating right from your backyard, or take a short ride out to the open Gulf for world-class fishing and diving. Minutes from local restaurants, parks, Weeki Wachee Springs, and U. S. 19 for easy access to shopping and Tampa-area amenities.
• This is more than just a lot—it’s the start of your coastal lifestyle. Come see it today and start planning your dream home!
Elevated construction required.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$69,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $55,200 | $55,200 | $55,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $327 | $340 | $447 |
| Total Monthly Payment | $402 | $415 | $522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.