2306 EMERALD LAKE DRIVE, Sun City Center, FL, 33573 | $329,000

**SELLER IS OFFERING $5000 CREDIT TO BUYER WITH ACCEPTED OFFER & PROVIDING 1-YR HOME WARRANTY AND INSPECTION REPORTS** Welcome to your Florida dream home in the vibrant 55+ community of Sun City Center—ranked the #1 retirement destination in the country! This beautifully maintained Fairmont model offers over 1, 700 sq. ft. of comfortable waterfront living and immediately impresses with its pavered driveway, lush landscaping, and inviting front screened porch—the perfect spot to enjoy the Florida breeze or unwind bug-free. Step inside to an inviting open floor plan that includes 2 spacious bedrooms, 2 full bathrooms, and a flexible office/den perfect for reading, hobbies, or guest overflow. The kitchen is bright and functional, complete with a new refrigerator, a cozy dinette area, double door pantry, and remote-controlled blinds. Beautiful and light luxury vinyl plank flooring flows throughout most of the home adding modern style and easy maintenance. The heart of the home opens to a large living area filled with natural light and water views that instantly create a sense of peace. From there, step out onto your expansive screened-in lanai and take in the breathtaking pond views—your private oasis for morning coffee or evening relaxation. Additional highlights include the oversized side-entry garage that fits two cars with extra room for storage or a golf cart, a newer water heater, included washer & dryer, and a home warranty for added peace of mind. This home is located in Caloosa Creek, a charming neighborhood within Sun City Center where exterior maintenance is included—freeing up your time to fully enjoy the lifestyle. Sun City Center is the country's #1 premier active golf cart friendly adult communities offering over 200 clubs and activities as well as three heated pools, golf, tennis and pickleball courts, library, state-of-the-art fitness center, community center, and more. Between Sarasota and Tampa, it is the perfect location for a convenient ride to MacDill AFB, airports, shopping, medical facilities, dining, and entertainment. With easy access to award-winning, sandy beaches, this location is the best of all worlds, but without the stress of big city life. Leave it all behind and enjoy your new life here the country’s highest-rated 55+ community! Schedule your showing today!

Features

  • Amenities: Clubhouse, Fitness Center, Golf Course, Maintenance, Park, Pickleball Court(s), Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 1999
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,725
  • Acreage: 0.17
  • Est. Taxes: $4,407
  • HOA Fee: $360 Quarterly
  • View: Water
  • Adult Communities: Yes
  • Elem. School: Cypress Creek-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8396367
  • Days on Market: 123 days
  • Website: https://www.raveis.com
    /prop/TB8396367/2306emeraldlakedrive_suncitycenter_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/11/2026 10:17:09 PM)
Listing courtesy of KELLER WILLIAMS SOUTH SHORE   Phone: 813-641-8300

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2306 EMERALD LAKE DRIVE, Sun City Center, FL, 33573

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $367 $367 $367
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,494 $1,576 $2,099
Total Monthly Payment $1,936 $2,018 $2,541

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.