110 SANDPINE COURT, St. Cloud, FL, 34771 | $354,990

Welcome to a beautifully updated 4-bedroom, 2-bathroom home on a spacious ½-acre lot just minutes from the highly desirable areas in Orlando. With NO HOA, this property offers the freedom and flexibility you’ve been looking for! Step inside and enjoy 1, 782 square feet of comfortable living space, featuring a split floor plan designed for privacy and functionality. The home has three generously sized bedrooms plus a versatile bonus room—perfect as a fourth bedroom, private office, or creative studio. The master suite is a true retreat, complete with double sinks, a walk-in shower, and a large walk-in closet. Throughout the home, you’ll find beautiful hard flooring (no carpet!), ceiling fans, and plenty of natural light that adds to the airy, relaxed vibe. The kitchen has been tastefully updated with quartz countertops and stainless steel appliances, ideal for both everyday meals and entertaining. A separate laundry room includes washer and dryer hookups for added convenience. Enjoy Florida living to the fullest with a patio, covered carport, garage shop, and a fully fenced backyard—perfect for pets, gatherings, or simply relaxing in your own space. And with a new roof and A/C unit, peace of mind comes standard. This move-in-ready gem is located in a family-friendly area with easy access to top-rated schools, shopping, and local favorites. Plus, you’re just a short drive to Orlando’s theme parks, major roadways, and Orlando International Airport. This is a rare opportunity to embrace country living without sacrificing modern convenience. Schedule your private showing today—your new home awaits!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1990
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,782
  • Acreage: 0.5
  • Est. Taxes: $3,435
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: S5129456
  • Days on Market: 157 days
  • Website: https://www.raveis.com
    /prop/S5129456/110sandpinecourt_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/30/2025 12:17:09 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Toni-Ann VittoriaLuxury Properties Specialist / Sales VP

203.984.1507

ToniAnn.Vittoria@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

110 SANDPINE COURT, St. Cloud, FL, 34771

$354,990

Toni-Ann Vittoria

Luxury Properties Specialist / Sales VP

William Raveis Real Estate

Phone: 203.984.1507

ToniAnn.Vittoria@Raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $283,992 $283,992 $283,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.648%
Monthly Tax Payment $286 $286 $286
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,612 $1,726 $2,302
Total Monthly Payment $1,973 $2,087 $2,663

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.