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TROPICAL LAKEFRONT OASIS with GUEST COTTAGE on 1. 64 acres - No HOA + 2 Large DETACHED GARAGES(3 Bays) and WORKSHOP. Escape to this beautifully updated 4-bedroom, 3-bath single-story home + Cottage situated on a true lakefront lot along the private shores of Fish Lake.
The main home features 2, 556 sq ft of living space (5, 396 sq ft under roof), thoughtfully designed with natural light, soothing colors, and warm finishes throughout. The open-concept layout flows seamlessly for everyday living and entertaining, while the home’s tasteful updates and abundant windows create a serene, welcoming atmosphere.
A fully equipped detached guest cottage includes its own kitchen and offers excellent flexibility for multigenerational living, private guest accommodations, or potential rental income.
Outdoors, enjoy lush, Key West-inspired landscaping with mature plumeria, tabebuia, bougainvillea, cypress trees, and natural Florida brush. A charming bench swing hangs in the shade, adding to the peaceful, resort-style ambiance.
The property also includes two detached garages — one of which could be converted into additional living or recreational space. The seller already has plans for the conversion. A wooden dock structure is already in place and and is ready to be rebuilt — offering incredible potential for enjoying lakefront living at its best. RECENT UPGRADES: Kitchen Remodel with Quartz countertops. The property has 2 AC units both have been updated(2018 &2023) Kitchen Remodel with Quartz countertops. Metal Roof front half & sky lights of Main Home(2019), Metal Roof on front half(2021) RUN BY PROPANE GAS: Kitchen Stove, Kitchen Water Heater & additional Rinnai Water Tankless Water Heater(2020) & Dryer. Exterior Main Electrical Panel and Pole(2021) Pool Heater(2017) Garage Doors(2018) Asphalt Driveway (2020) New Electrical Main Panel Outside & Pole(2021) The south side of Ames Haven is scheduled to become a Cul De Sac.
Tucked away on 1. 64 acres, this property offers the perfect blend of privacy, charm, and convenience — with easy access to the Turnpike, shopping, dining, and major commuter routes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,920 | $599,920 | $599,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,406 | $3,593 | $4,783 |
| Total Monthly Payment | $3,835 | $4,022 | $5,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.