7427 20TH STREET, Zephyrhills, FL, 33540 | $949,999

A private tropical retreat set on 1. 96 carefully manicured acres, this 5 bedroom, 4 bathroom
pool home offers the ultimate in flexibility, privacy, and style, including a full 1 bedroom in-law
suite with its own kitchen, living room, private entry, and pool access. Behind the gated entry, a
long driveway leads you through lush Florida landscaping to the classic covered front porch, a
warm and inviting welcome to this spacious 4, 242 sq ft estate. Inside, you're greeted by a
dramatic two-story foyer featuring decorative tile work and elegant stair railings. The main
living areas are open and thoughtfully designed, with architectural archways, crown molding,
built-in speakers, and elevated lighting fixtures throughout. French doors in the generous living
room lead to the screened lanai, and the space offers clear views of the pristine eat-in kitchen,
complete with stunning wood cabinetry, granite countertops, stainless steel appliances, a
center island, and a cooktop accompanied by a custom range hood. Dining and entertaining
here is effortless, with a sunny eat-in dinette, breakfast bar seating, and a formal dining room
positioned near the front of the home. The first floor hosts two bedrooms and two full
bathrooms, including a spacious guest bedroom with access to a full Jack-and-Jill bathroom,
as well as an oversized peaceful primary suite offering pool views, private lanai access, a
massive walk-in closet with custom organizers, and a luxurious ensuite bath with dual sinks
and a custom walk-in shower featuring multiple showerheads, bench seating, and a glass
enclosure. Upstairs, the home continues to impress with two additional generously sized
bedrooms, a full guest bathroom, and a dedicated storage room for added functionality. The

private in-law suite enhances the home's versatility- perfect for multigenerational living, long-
term guests, or rental income opportunities. This self-contained space includes a full kitchen,

living area, bedroom, full bathroom with direct pool access, and three private entrances: one
through the garage, one from a separate covered front porch, and one from the pool deck. Its
own dedicated laundry setup in the garage adds even more independence. Step outside to a
massive screened pool deck finished in pavers and bordered by tranquil wooded views. Two
storage sheds sit neatly on the property, and the welcomed shade from mature trees makes
outdoor living as comfortable as it is scenic. With an additional 1, 823 sq ft of open porch
space, there's no shortage of spots to relax and enjoy the meticulously maintained landscape.
This is a truly special opportunity to own a sprawling estate in the heart of Zephyrhills. Contact
us today to schedule your private tour.

Features

  • Rooms: 7
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: In Garage, Inside, Laundry Room
  • Year Built: 2007
  • Garage: 2-car Garage Faces Side, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,242
  • Acreage: 1.96
  • Est. Taxes: $10,610
  • Lot Desc: City Lot, Irregular Lot, Landscaped, Oversized Lot
  • View: Pool, Trees/Woods
  • Elem. School: Woodland Elementary-PO
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pool: Gunite, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: TB8398424
  • Days on Market: 252 days
  • Website: https://www.raveis.com
    /eprop/TB8398424/742720thstreet_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 11:32:07 PM)
Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC   Phone: 352-458-0291

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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7427 20TH STREET, Zephyrhills, FL, 33540

$949,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,999 $759,999 $759,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $884 $884 $884
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,557 $4,618 $6,413
Total Monthly Payment $5,533 $5,594 $7,389

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.