3991 WATER OAK ROAD, Bunnell, FL, 32110 | $189,900

Under contract-accepting backup offers. Discover peaceful country living just minutes from Bull Creek with this charming 2-bedroom, 2-bath single wide mobile home situated on a spacious 2-acre parcel off a paved road. This property offers the perfect blend of rural tranquility and modern upgrades.
Step inside to an open floor plan featuring an updated kitchen with stylish finishes, newer cabinets, and modern appliances—ideal for everyday living or entertaining guests. Enjoy updated flooring throughout that adds a clean, fresh look to the entire home.
The large master bedroom is a relaxing retreat with a private en suite bath, providing plenty of space to unwind. A second bedroom and full bath giving you flexibility for family, guests, or a home office.
Outside, relax or entertain on the wooden deck while enjoying views of your peaceful, private acreage. Solar panels for energy efficiency and help reduce utility costs, making this home both eco-friendly and budget-conscious.
Located just a short drive to Bull Creek, you’ll love the access to freshwater fishing, boat ramps, and nature trails—perfect for outdoor enthusiasts. With farm animals welcome and plenty of space for gardens, hobbies, or additional buildings, this is a fantastic opportunity to own your own slice of Florida paradise. Roof 2018, Hot water Heater 2024, A/c 2022

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 295 x 300
  • Laundry: Inside
  • Year Built: 2000
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,216
  • Acreage: 2.03
  • Lot Size: 295 x 300
  • Est. Taxes: $2,057
  • Elem. School: Bunnell Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: FC310708
  • Days on Market: 187 days
  • Website: https://www.raveis.com
    /prop/FC310708/3991wateroakroad_bunnell_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/6/2026 12:32:10 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Armando Ugarte CastelarREALTOR

401.255.8816

armando.ugartecastelar@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3991 WATER OAK ROAD, Bunnell, FL, 32110

$189,900

Armando Ugarte Castelar

REALTOR

William Raveis Real Estate

Phone: 401.255.8816

armando.ugartecastelar@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,920 $151,920 $151,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $171 $171 $171
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $875 $923 $1,231
Total Monthly Payment $1,121 $1,169 $1,477

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.