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Presented by
The One Team |
Versatile Home with Income-Producing Apartment Near Downtown Spartanburg This spacious and flexible 4-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and opportunity—complete with a separate 1-bedroom studio apartment above the garage, ideal for income-producing potential, multi-generational living, or a savvy house-hack. Over 2600sq ft of opportunity waits for you! Situated on nearly half an acre that backs up to a peaceful creek, this property feels like a private retreat while still being just one mile from the Spartanburgers’ baseball stadium, RJ Rockers Brewery, and all the vibrant restaurants, shops, and events of downtown Spartanburg. Inside the recently refreshed main home, you’ll find two bedrooms on the main level and two additional bedrooms in the fully finished walkout basement—perfect for guests, family, or flexible living arrangements. The basement also features a second living room, a full laundry room, and abundant storage—ideal for keeping life organized. Over the garage, the fully appointed detached 1-bedroom studio apartment offers privacy and independence, whether used as a long- or short-term rental, in-law suite, or private office. With its own entrance and all the conveniences of your own apartment, the possibilities are endless and it is ready to produce income from day one! Enjoy quiet evenings on the covered back patio or down at the creekside fire pit. This yard offers plenty of space for gardening, playing and entertaining. Whether you're looking to offset your mortgage, accommodate extended family, or simply enjoy the space and natural surroundings, this unique property delivers comfort, charm, and versatility in a prime Spartanburg location. Fireplace conveys as-is and is non-functional.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$424,000
Sales Associates
William Raveis Real Estate
Phone: 860.850.0500
OneandCompany@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $339,200 | $339,200 | $339,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | $121 | $121 | $121 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,926 | $2,032 | $2,727 |
| Total Monthly Payment | $2,122 | $2,228 | $2,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.