119 W Victoria Road, Spartanburg, SC, 29301 | $424,000

Versatile Home with Income-Producing Apartment Near Downtown Spartanburg This spacious and flexible 4-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and opportunity—complete with a separate 1-bedroom studio apartment above the garage, ideal for income-producing potential, multi-generational living, or a savvy house-hack. Over 2600sq ft of opportunity waits for you! Situated on nearly half an acre that backs up to a peaceful creek, this property feels like a private retreat while still being just one mile from the Spartanburgers’ baseball stadium, RJ Rockers Brewery, and all the vibrant restaurants, shops, and events of downtown Spartanburg. Inside the recently refreshed main home, you’ll find two bedrooms on the main level and two additional bedrooms in the fully finished walkout basement—perfect for guests, family, or flexible living arrangements. The basement also features a second living room, a full laundry room, and abundant storage—ideal for keeping life organized. Over the garage, the fully appointed detached 1-bedroom studio apartment offers privacy and independence, whether used as a long- or short-term rental, in-law suite, or private office. With its own entrance and all the conveniences of your own apartment, the possibilities are endless and it is ready to produce income from day one! Enjoy quiet evenings on the covered back patio or down at the creekside fire pit. This yard offers plenty of space for gardening, playing and entertaining. Whether you're looking to offset your mortgage, accommodate extended family, or simply enjoy the space and natural surroundings, this unique property delivers comfort, charm, and versatility in a prime Spartanburg location. Fireplace conveys as-is and is non-functional.

Features

  • Amenities: None
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: In Basement, Walk-in, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional
  • Year Built: 1947
  • Garage: 1-car Attached
  • Heating: Electric, Forced Air
  • Cooling: Central Air, Wall/Window Unit(s), Multi Units
  • Basement: Finished, Sump Pump, Walk-Out Access
  • Est. Taxes: $1,455
  • Lot Desc: 1/2 Acre or Less, Sloped, Few Trees
  • Elem. School: Mary Wright
  • Middle School: Carver
  • High School: Spartanburg
  • Appliances: Dishwasher, Range, Microwave, Electric Water Heater, Water Heater, Tankless Water Heater
  • MLS#: 1561020
  • Days on Market: 210 days
  • Website: https://www.raveis.com
    /prop/1561020/119wvictoriaroad_spartanburg_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of Greater Greenville Association of REALTORs. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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OneandCompany@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

119 W Victoria Road, Spartanburg, SC, 29301

$424,000

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,200 $339,200 $339,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $121 $121 $121
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,926 $2,032 $2,727
Total Monthly Payment $2,122 $2,228 $2,923

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.