3817 N CALUSA POINT, Crystal River, FL, 34428 | $909,000

Spectacular 3/2 "stilt elevated" waterfront home with 1728 sq ft of high and dry upper-floor living area. Brand new AC unit just installed 1/27/2026. This beautiful house and property is located on a quiet cul de sac with over 150 feet of deep freshwater canal/creek frontage on two sides of the lot. The upper floor features high 9' plus ceilings, large water-front view windows, a spacious living room with fireplace, a dining area and open kitchen, and wood and tile floors throughout the home. This house is "move in ready, " and furnishings are optional. Downstairs boasts a fully enclosed extra-large (nearly 800 sq feet) heated and air conditioned garage that may be used for vehicle parking, with enough extra space for 'toy" storage, extra entertainment space, or a workshop. A separate finished and enclosed space is included off the garage. There is a beautiful heated saltwater pool with a large screen-enclosed lanai for entertaining guests or simply for owner enjoyment. Pool equipment recently updated. The yard and grounds of this home are must-see with beautiful palm trees, a gorgeous lawn, and bloom-filled plants and shrubbery. A newly installed irrigation system assures easy continued lawn and landscape maintenance and beauty. The stone firepit with rock-bedded and landscaped sitting area offers amazing views of the water and the state park wildlife area across the canal. For the river and water lovers, there is direct and easy access to the world-famous Crystal River springs and the Gulf via a short boat ride or kayak paddle. The large fixed dock (12' x 40 ft) is outfitted with 2 boat lifts -- one suitable for a mid-size boat (6000 lbs) and another for jet-skis or other small PWC (3000 lbs) -- and a kayak rack. This home is located adjacent to several state park wildlife areas with ample opportunities for manatee, bird, and wildlife viewing as well as access to world-class near-shore and offshore fishing. Miles of biking and hiking trails are also located nearby on adjacent park lands. This property is also within biking distance to downtown Crystal River with its beautiful historic district, quaint shopping area, and waterfront restaurants and taverns. This is a great "retirement, " vacation, or permanent home suitable for outdoor enthusiasts and those seeking all the wonderful amenities that Florida coastal living offers. Located in the highly desirable Indian Woods development, the house is just outside the city limits; therefore, it may be used as a short-term or long-term vacation rental by the owner for his/her guests. The elevated high-and-dry living area offers protection from flooding in the event of a hurricane surge. Current flood insurance is "assumable" and boasts a reasonable and very affordable premium at $996/yr. Current homeowner's insurance policy is $2, 694/yr. Schedule your showing of this immaculate and spectacularly beautiful property today!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 123 x 118
  • Laundry: Inside
  • Style: Coastal, Custom, Elevated
  • Year Built: 2007
  • Garage: 4-car Driveway, Garage Door Opener, Ground Level, Oversized
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,728
  • Acreage: 0.32
  • Lot Size: 123 x 118
  • Est. Taxes: $8,696
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Elem. School: Citrus Springs Elementar
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • Pool: Chlorine Free, Gunite, Heated, In Ground, Pool Sweep, Salt Water, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: OM704057
  • Days on Market: 245 days
  • Website: https://www.raveis.com
    /prop/OM704057/3817ncalusapoint_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2026 8:17:07 AM)

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NMLS Mortgage Loan Originator ID 1014636

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3817 N CALUSA POINT, Crystal River, FL, 34428

$909,000

David B. Rubin

Sales Associate

William Raveis Real Estate

Phone: 914.980.6776

David.Rubin@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $727,200 $727,200 $727,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.223% 6.164%
Monthly Tax Payment $725 $725 $725
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,244 $4,419 $6,137
Total Monthly Payment $5,061 $5,236 $6,954

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.