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One or more photo(s) has been virtually staged. This WATERFRONT - NO BRIDGES TO BAY - HOME IS BUILT LIKE A FORTRESS! Concrete block stucco construction all the way up, with poured slab concrete flooring, and a METAL roof! Impact doors and windows! Finished floor elevation is over 18 feet, so flood insurance will be very affordable. Don't worry about all the steps as there is an elevator. With 100' ft of seawall and a covered 7000# boat lift, you can walk right out of your home, jump in the boat, and be in Lemon Bay in minutes, with fast access to Stump Pass and the Gulf of America! Very open great room design floor plan allows furniture placement in all kinds of different configurations! The kitchen features maple cabinetry, and solid surface countertops, and pantry for extra storage. Stainless appliance package includes: smooth top stove, dishwasher, built in microwave, and French door refrigerator. (all Kenmore) Laundry room is handily located just off the kitchen, and includes Kenmore front load washer and dryer. The primary bedroom has a walk in closet, ceiling fan, and ensuite bath, with double vanities w/solid surface countertops and a step in shower with easy clean solid surface walls. Guest bedrooms both have ceiling fans and walk in closets, and share a Jack and Jill bathroom, which features a combo tub/shower w/solid surface walls, linen closet, and vanity w/double basins. Each bedroom has it's OWN AC CONTROL PANEL AND ZONE! Half bath is conveniently located just off the Great room. The existing stained concrete flooring provides an opportunity to install whatever kind of flooring you like. Home is equipped with both central vacuum and a security system. Water heater was new in 2024, and AC system in 2020. Huge garage has all the storage you may need, with two automatic garage door openers. Catch some rays in your Pretty Pebbletec pool with paver decking. There's a 1300 gallon cistern that is filled from rainwater, providing an easy and inexpensive way to fill the pool or water your plants! Huge covered area downstairs would be just perfect for an outside kitchen. This home sustained NO HURRICANE DAMAGE AT ALL FROM HURRICANE IAN, and only about 27" of water in the garage from Milton. (concrete block walls made for easy cleaning!) Call today for your private appointment to see this home!
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Our Executive Mortgage Banker:
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$1,299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,039,920 | $1,039,920 | $1,039,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.007% | 5.952% |
| Monthly Tax Payment | $1,394 | $1,394 | $1,394 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,905 | $6,152 | $8,636 |
| Total Monthly Payment | $7,424 | $7,671 | $10,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.