400 Mercer Mountain Road, Chatham (East Chatham), NY, 12060 | $144,000

Welcome to Mercer Mountain—an exclusive enclave of million-dollar-plus homes nestled in the rolling Taconic Mountains of Columbia County. Perfectly situated between the world-class cultural offerings of the Berkshires and the awe-inspiring Catskill Mountains, this remarkable 7. 68-acre parcel offers a rare opportunity to build your dream estate toward the very end of the road in one of the Hudson Valley’s most sought-after locations. The homesite spans roughly 4 acres and is Board of Health approved for a 4-bedroom, 4-bathroom home, with well and septic plans already in place. With substantial seasonal western views of the Windham Blackhead Range in the Northern Catskills, the site’s elevated position promises endless sunsets and privacy. Protective covenants preserve the integrity and natural beauty of the neighborhood, with the building envelope thoughtfully positioned on the west side of the road. Enjoy proximity to the best of both worlds—Tanglewood evenings and shopping in Lenox, MA, paired with the farm-to-table lifestyle and small-town charm of nearby Chatham, NY. Albany, Pittsfield, and Amtrak service in Hudson are all just a short drive away, with easy access to both New York City and Boston. Whether you’re seeking a peaceful retreat or a sophisticated weekend getaway, this Mercer Mountain gem is ready to make your vision a reality. ***Plans available for an approved 4bd/4ba bespoke mountaintop home. Please inquire!***

Features

  • Town: Chatham
  • HOA Fee: $2,350
  • View: Mountain(s)
  • Elem. School: Mary E Dardess Elementary School
  • Middle School: Chatham Middle School
  • High School: Chatham High School
  • School District: Chatham
  • MLS#: 880044
  • Days on Market: 189 days
  • Website: https://www.raveis.com
    /prop/880044/400mercermountainroad_chatham_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of COMPASS GREATER NY LLC ML   Phone: 845-677-5311

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

400 Mercer Mountain Road, Chatham (East Chatham), NY, 12060

$144,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $115,200 $115,200 $115,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $690 $719 $941
Total Monthly Payment $765 $794 $1,016

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.