8556 Pepper Tree WAY, Naples, FL, 34114 | $775,000

Introducing a serene retreat framed by lush tropical landscaping and tranquil lakefront views. In the vibrant and quaint Pepper Tree enclave of Fiddler’s Creek, this light-filled, two-bedroom plus den residence has been renovated and offers sunrises over the lake with eastern exposure, a split-bedroom layout, a private pool, and seamless indoor-outdoor living. With picturesque water views, the home blends natural beauty with thoughtful updates and everyday comfort. Recent improvements include a 2019 roof, 2023 HVAC system, 2022 water heater and nearly all kitchen appliances—refrigerator, dishwasher, electric range, microwave—installed within the past year. Inside, newer luxury vinyl tile flooring flows through the main living spaces, with porcelain tile in both baths. Dramatic entry with volume ceilings, crown molding, and newer LED lighting throughout enhance the sense of space, while in-ceiling speakers provide immersive sound throughout the home. The updated kitchen is designed for beauty and function, featuring white Shaker-style cabinetry, quartz countertops with a waterfall peninsula, a tile backsplash, recessed lighting and LED under-cabinet lighting. Stainless appliances include an electric range with hood, French-door refrigerator with icemaker, under-counter microwave, and dishwasher. A breakfast bar opens to the living area, and the adjacent dining space offers tranquil garden views. The lanai, finished with brick paver flooring, offers a peaceful setting for entertaining or relaxing by the pool, surrounded by tropical foliage and a serene lake backdrop. The primary suite features large windows with lake views, a transom window above the sliding glass door, a walk-in closet and a spa-style en-suite bath with dual quartz vanities, a full-width mirror, a frameless glass walk-in shower, and a separate soaking tub. The guest bedroom is near a full bath with walk-in shower, while the den with French doors offers flexibility as a home office or third bedroom. The living room is filled with natural light from a transom window above the front entry door, complementing the home’s bright and welcoming ambiance. A well-appointed laundry room includes a GE washer and dryer, utility sink and overhead storage. The two-car garage features epoxy flooring and a Culligan water softener system. Residents of Fiddler’s Creek enjoy access to the 24, 000-square-foot Club & Spa with fine and casual dining, a full fitness center with personal training and classes, resort pools with waterfalls and slides, a spa, sauna, steam room, tennis, pickleball, bocce and a year-round calendar of social events. Club renovations are underway in 2025. Optional memberships are available at The Tarpon Club for beach and marina privileges as well as The Golf Club with its acclaimed renovated course and new clubhouse. Close to Marco Island and downtown Naples, this home offers a refined coastal lifestyle in a premier gated community.

Features

  • Amenities: Beach Club Available,Bike And Jog Path,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Fitness Center Attended,Full Service Spa,Golf Course,Internet Access,Marina,Pickleball,Play Area,Putting Green,Restaurant,Shuffleboard,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: FIDDLER'S CREEK
  • Year Built: 1999
  • Garage: 2.00 Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,808
  • Acreage: 0.17
  • Est. Taxes: $7,854
  • HOA Fee: $796 Quarterly
  • Lot Desc: Regular
  • View: Lake,Landscaped Area
  • Community Type: Gated,Golf Course
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 225056203
  • Website: https://www.raveis.com
    /prop/225056203/8556peppertreeway_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8556 Pepper Tree WAY, Naples, FL, 34114

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $655 $655 $655
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,520 $3,767 $5,025
Total Monthly Payment $4,266 $4,513 $5,771

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.