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Introducing a serene retreat framed by lush tropical landscaping and tranquil lakefront views. In the vibrant and quaint Pepper Tree enclave of Fiddler’s Creek, this light-filled, two-bedroom plus den residence has been renovated and offers sunrises over the lake with eastern exposure, a split-bedroom layout, a private pool, and seamless indoor-outdoor living. With picturesque water views, the home blends natural beauty with thoughtful updates and everyday comfort. Recent improvements include a 2019 roof, 2023 HVAC system, 2022 water heater and nearly all kitchen appliances—refrigerator, dishwasher, electric range, microwave—installed within the past year. Inside, newer luxury vinyl tile flooring flows through the main living spaces, with porcelain tile in both baths. Dramatic entry with volume ceilings, crown molding, and newer LED lighting throughout enhance the sense of space, while in-ceiling speakers provide immersive sound throughout the home. The updated kitchen is designed for beauty and function, featuring white Shaker-style cabinetry, quartz countertops with a waterfall peninsula, a tile backsplash, recessed lighting and LED under-cabinet lighting. Stainless appliances include an electric range with hood, French-door refrigerator with icemaker, under-counter microwave, and dishwasher. A breakfast bar opens to the living area, and the adjacent dining space offers tranquil garden views. The lanai, finished with brick paver flooring, offers a peaceful setting for entertaining or relaxing by the pool, surrounded by tropical foliage and a serene lake backdrop. The primary suite features large windows with lake views, a transom window above the sliding glass door, a walk-in closet and a spa-style en-suite bath with dual quartz vanities, a full-width mirror, a frameless glass walk-in shower, and a separate soaking tub. The guest bedroom is near a full bath with walk-in shower, while the den with French doors offers flexibility as a home office or third bedroom. The living room is filled with natural light from a transom window above the front entry door, complementing the home’s bright and welcoming ambiance. A well-appointed laundry room includes a GE washer and dryer, utility sink and overhead storage. The two-car garage features epoxy flooring and a Culligan water softener system. Residents of Fiddler’s Creek enjoy access to the 24, 000-square-foot Club & Spa with fine and casual dining, a full fitness center with personal training and classes, resort pools with waterfalls and slides, a spa, sauna, steam room, tennis, pickleball, bocce and a year-round calendar of social events. Club renovations are underway in 2025. Optional memberships are available at The Tarpon Club for beach and marina privileges as well as The Golf Club with its acclaimed renovated course and new clubhouse. Close to Marco Island and downtown Naples, this home offers a refined coastal lifestyle in a premier gated community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $655 | $655 | $655 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,520 | $3,767 | $5,025 |
| Total Monthly Payment | $4,266 | $4,513 | $5,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.