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Welcome to 349 Caryota Court, a beautifully upgraded 3-bedroom, 2-bath single-story home built in 2022, nestled in The Palms neighborhood of Venetian Bay — one of New Smyrna Beach’s most desirable golf-course communities. Combining modern construction, luxury finishes, and resort-style amenities, this nearly new home offers the perfect blend of comfort, design, and Florida lifestyle.
Enjoy a bright open-concept layout with durable concrete block construction, plantation shutters, and natural light throughout. The chef’s kitchen showcases granite countertops, stainless-steel appliances, upgraded cabinetry, and a large entertaining island that opens to the living and dining spaces — ideal for hosting friends and family. The spacious owner’s suite features a walk-in closet and a luxurious en-suite bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Step outside to your private, fenced backyard with two covered porches and a brick-paved driveway, offering both beauty and practicality. With a newer roof, HVAC, and water heater (2022), this home delivers peace of mind and energy efficiency. Living in Venetian Bay means more than just a home — it’s a lifestyle. Enjoy access to a public golf course, clubhouse, fitness center, walking & biking trails, community pool, playground, and town center with shops and restaurants. You’re also just minutes from New Smyrna Beach’s historic downtown and the Atlantic coastline.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $457 | $457 | $457 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,750 | $1,820 | $2,423 |
| Total Monthly Payment | $2,282 | $2,352 | $2,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.