647 RIDGEWOOD DRIVE, Windermere, FL, 34786 | $2,150,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Back on market — buyer’s home sale contingency did not clear. Inspection and appraisal were completed satisfactorily, no fault of the seller or property. Welcome to an extraordinary lakefront retreat on the prestigious Butler Chain of Lakes in Windermere. On a rare 1. 43-acre double lot with over 200 feet of prime shoreline on Lake Down, this exquisite residence offers a lifestyle defined by luxury, privacy and breathtaking natural beauty. Surrounded by century-old oak trees and lush tropical landscaping, this elevated single-story home combines timeless Florida architecture with sophisticated modern renovations, creating a unique offering in today’s Windermere real estate market. Spanning 2, 681 square feet of impeccably designed living space, the home features an open concept floor plan enhanced by floor-to-ceiling windows that frame panoramic water views from nearly every room. The newly remodeled chef’s kitchen is a masterpiece, outfitted with custom cabinetry, stone quartz countertops, high-end stainless appliances and a generous walk-in pantry. Luxury vinyl plank flooring, designer fixtures, and a stunning wood-burning stone fireplace add warmth and character to the spacious living and dining areas. The luxurious primary suite is a private lakeside sanctuary, offering two oversized walk-in closets, floor-to-ceiling windows, and a spa-inspired contemporary bath with dual vanities and a glass-enclosed walk-in shower. Two additional bedrooms, a flexible home office, and expansive living spaces ensure comfort for family and guests. Every inch of this home is designed to celebrate Florida’s indoor-outdoor lifestyle, with sliding glass doors leading to a newly constructed oversized deck ideal for entertaining, dining and sunset watching. A standout feature of this property is the rare, grandfathered two-story boathouse complete with a private dock and boat lift, ideal for launching your watercraft onto the interconnected lakes of the famed Butler Chain. Enjoy world-class boating, fishing and watersports right from your backyard. No HOA restrictions provide the ultimate freedom to personalize your estate. Just minutes from downtown Windermere’s charming boutiques, cafes, farmers market and parks, and a short drive to Orlando’s luxury shopping, fine dining, championship golf courses and internationally renowned theme parks, this exceptional property delivers an unmatched blend of serenity and accessibility. Zoned for top-rated Orange County schools, including Windermere Elementary, Gotha Middle and Olympia High School, and positioned in proximity to Orlando International Airport and major highways. This once-in-a-lifetime offering is ideal for those seeking the ultimate Florida lakefront home, a rare Windermere double lot and access to the elite Butler Chain of Lakes lifestyle. Whether you are seeking a full-time residence or an exclusive vacation retreat, this Windermere luxury estate offers an extraordinary opportunity to live surrounded by natural beauty and unparalleled convenience.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 1974
  • Garage: 2-car Circular Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,681
  • Acreage: 1.43
  • Est. Taxes: $16,575
  • Lot Desc: Landscaped, Oversized Lot
  • View: Water
  • Elem. School: Windermere Elem
  • Middle School: Gotha Middle
  • High School: Olympia High
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator
  • MLS#: O6263552
  • Days on Market: 337 days
  • Website: https://www.raveis.com
    /eprop/O6263552/647ridgewooddrive_windermere_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/26/2026 5:47:09 PM)
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY   Phone: 407-581-7888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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647 RIDGEWOOD DRIVE, Windermere, FL, 34786

$2,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,720,000 $1,720,000 $1,720,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.278% 6.110% 6.058%
Monthly Tax Payment $1,381 $1,381 $1,381
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,901 $10,312 $14,398
Total Monthly Payment $11,407 $11,818 $15,904

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.