786 REGENCY RESERVE CIRCLE, #1404, Naples, FL, 34119 | $769,900

Welcome to 786 Regency Reserve Circle #1404, an elegant coach home located in the luxurious Regency Reserve at The Vineyards in Naples, Florida. This highly sought-after community spans 1, 400 acres and includes 38 gated neighborhoods, offering upscale living surrounded by beauty and world-class amenities. As you arrive, you’ll appreciate the convenience of a private two-car garage, complete with several storage cabinets. Step inside and choose either the staircase or the private elevator to access the spacious main living area, which begins in the inviting foyer. This thoughtfully designed residence features three bedrooms, three full bathrooms, and a versatile den—perfect for a home office, library, or hobby room. The heart of the home is the well-appointed kitchen, offering granite countertops, an island, stainless steel appliances, a breakfast bar, and a cozy dinette area. The kitchen flows effortlessly into the expansive living and dining room, where sliding glass doors open to a screened lanai measuring an impressive 35 feet by 8 feet—ideal for entertaining or relaxing while enjoying tranquil views of the golf course. The primary suite is a true retreat, featuring crown molding, a tray ceiling, private access to the lanai, and a luxurious ensuite bathroom with dual sinks, a large walk-in shower, and a separate soaking tub. The second bedroom boasts its own ensuite bath, while the third bedroom is conveniently located near the guest bathroom and a spacious linen closet. A full-size laundry room with washer and dryer, utility sink, and upper cabinets adds everyday convenience. Living in Regency Reserve means more than just a beautiful home. The community clubhouse offers exclusive amenities, while The Vineyards’ expansive 70, 000-square-foot main clubhouse delivers a resort-style experience, including a state-of-the-art Wellness Center & Spa, two brand new 18-hole championship golf courses, a half-size Olympic saltwater lap pool, a racquet center with 12 Har-Tru tennis courts and 8 LED-lit pickleball courts, onsite restaurants, resort-style pool and so much more! This is more than just a home—it’s a lifestyle. Come live the Florida dream in luxury at The Vineyards. Centrally located in Naples, you're minutes to world-class shopping, dining, and Gulf beaches. Move-in ready and available furnished for immediate enjoyment. Start living the Southwest Florida lifestyle today!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Complex: REGENCY RESERVE A CONDO
  • Year Built: 2002
  • Common Charge: $2,060 Quarterly
  • Approx Sq. Feet: 2,494
  • Est. Taxes: $3,798
  • View: Golf Course
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7511226
  • Days on Market: 180 days
  • Website: https://www.raveis.com
    /prop/C7511226/786regencyreservecircle_naples_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 5:18:55 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Mooney Mishler TeamSales Associates

203.444.1171

TheMooneyMishlerTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

786 REGENCY RESERVE CIRCLE, #1404, Naples, FL, 34119

$769,900

The Mooney Mishler Team

Sales Associates

William Raveis Real Estate

Phone: 203.444.1171

TheMooneyMishlerTeam@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $615,920 $615,920 $615,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,497 $3,742 $4,992
Total Monthly Payment $3,905 $4,150 $5,400

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.