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When it just feels like home. . . . . a charming, well maintained, freshly painted 2, 300 sq ft sandstone Colonial offers low taxes and Clarkstown Schools with a short proximity to the New City business district, local shopping, restaurants, public transportation and is just under 45 minutes to NYC! Sitting pretty on . 48 acres of meticulously maintained property, this home offers a large front porch that leads you into find gleaming hardwood floors with pretty inlay, spacious kitchen, formal living and dining room, a cozy wood-burning fireplace, a bright and airy three-season family room with bluestone flooring, and a half bath; 3 nice sized bedrooms, a full bathroom with separate shower and tub! Abundant storage in the unfinished basement, walk-up attic and a large cedar closet! Clarkstown central schools include Little Tor Elementary (k-5th); Felix Festa Middle School (6th-A wing; 7th-C wing; 8th-D wing); & Clarkstown North High School! Taxes $14, 262 (Town and county taxes of $6, 376. 60 school taxes $7, 884. 48) Residents enjoy access to Clarkstown’s top-rated Parks & Recreation system, featuring: Over 700 acres of parkland Multiple community centers, outdoor pools, sports fields, tennis courts, year-round recreational programs for all, including after-school activities, summer camps, and clubs!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,287 | $1,287 | $1,287 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,035 | $3,160 | $4,214 |
| Total Monthly Payment | $4,414 | $4,539 | $5,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.