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Presented by
Vincent Luongo - Team Curcio |
This Home is Truly Move In Ready, Perfect for a First-Time Home Buyer! Seller Offering Cash Incentive to Qualified Buyer. Located in the Desirable Dos Rios Community, in Oceanway. This 4 Bedroom, 3 Bathroom Richmond American Home was built with ALL of the Premium Upgrades, has been exceptionally maintained. Home Features an Open Floorplan with Split Bedrooms & 9' Ceilings, a Beautiful Kitchen with Large Island, Birch-Saddle Cabinets, Black Ubataba Granite Countertops, 3x6 Tile Backsplash, Black GE Kitchen Appliances Included, 17x17 Tile Floors throughout, Upgraded Lighting Fixtures, Upgraded Stainless Steel Faucets Large Foyer & Mudroom, Screened in Back Porch, Large Back Yard w/White Vinyl Privacy Fence, & an Upgraded Roof w/Architectural Shingles. Owners Suite features Double Sink Vanity w/Black Ubataba Granite Countertops, 13x13 Tile Walls & Glass Doors on Shower, & Walk In Closet. 2nd & 3rd Bathrooms Feature Black Ubataba Granite Countertops, Bathtub w/6x6 White Tile Walls. The 4th Bedroom is an En Suite, suitable as an In-Law Suite. Also Included are a GE Water Filter & Softener, GE Washer & Dryer, Sprinkler System, Termite Bond, & Vertical Blinds. More Home Details on the Feature Sheet. Detailed Homeowner Maintenance Log available to review. Nearby you have multiple Grocery Store Shopping Centers, Recreational Parks, the River City Marketplace, Jacksonville Zoo, Catty Shack Ranch, JAX Airport, & I295/I95.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
Sales Associate
William Raveis Real Estate
Phone: 203.767.5800
Vincent.Luongo@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $18 | $18 | $18 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,589 | $1,701 | $2,269 |
| Total Monthly Payment | $1,682 | $1,794 | $2,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.