|
164 Ira Road, Mt. Sinai (Mount Sinai), NY, 11766 | $579,999
Elegant 2-Bedroom Upper Unit with Private Elevator in Plymouth Estates – Mount Sinai Set within the secure, gated 55+ community of Plymouth Estates, this beautifully maintained upper-level end unit offers comfort, space, and convenience just moments from Mount Sinai Harbor and vibrant Port Jefferson Village. This sun-filled home features 2 bedrooms and 2 full bathrooms, along with rare perks such as a private in-unit elevator, natural gas heating, central air, and an attached one-car garage. An open and airy floor plan showcases vaulted ceilings, a gas fireplace in the great room, and sliding doors that lead to a private terrace with peaceful views. The well-appointed kitchen is equipped with granite countertops, custom wood cabinetry, a cozy breakfast nook, and a laundry closet tucked conveniently nearby. The spacious primary suite includes vaulted ceilings, a generous walk-in closet, and an en-suite bath with dual sinks. A second bedroom and full bath provide comfort for guests or the flexibility of a home office. Additional space is found in the unfinished basement, perfect for storage or workspace. Community amenities include a heated outdoor pool, clubhouse, fitness room, pickleball and tennis courts, shuffleboard, bocce ball, putting green, and scenic walking trails throughout the landscaped grounds. Enjoy a vibrant, low-maintenance lifestyle in one of Long Island’s most sought-after active adult communities.
Features
- Town: Mt. Sinai
- Parking: 2-car, Driveway, Garage
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Levels: 2
- Amenities: Business Center, Clubhouse, Fitness Center, Gated, Landscaping, Lounge, Maintenance, Maintenance Grounds, Parking, Pool, Security, Snow Removal, Tennis Court(s)
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Complex: Plymouth Estates
- Year Built: 2006
- Common Charge: $663 Monthly
- Approx Sq. Feet: 1,820
- Est. Taxes: $6,722
- Adult Communities: Yes
- Elem. School: Mt Sinai Elementary School
- Middle School: Mt Sinai Middle School
- High School: ROBERT M GRABLE JR MOUNT SINAI HIGH SCHOOL
- School District: Mount Sinai
- Pets Allowed: Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Indirect Water Heater
- MLS#: 878455
- Days on Market: 162 days
- Website: https://www.raveis.com
/prop/878455/164iraroad_mtsinai_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
164 Ira Road, Mt. Sinai (Mount Sinai), NY, 11766
$579,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,999 | $463,999 | $463,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $560 | $560 | $560 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,779 | $3,700 |
| Total Monthly Payment | $3,287 | $3,431 | $4,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535