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This custom-built insulated concrete form (ICF) home offers 5 bedrooms and 4. 5 bathrooms, situated on just over an acre in the Royal Trails subdivision. Thoughtfully updated, the home features a new roof (August 2024), fresh exterior paint (April 2025), new water heater (July 2025), new gutters (September 2024), a 2-ton A/C unit (July 2024), and a water softener and filtration system (September 2023). Enjoy the tranquil setting of this home with plenty of outdoor space for entertaining or relaxing on the trussed, screened-in front porch, back porch, and patio. For additional privacy, the front and back of the property has been left wooded. This split plan home features 5 bedrooms, 4. 5 bathrooms, formal dining, a kitchen with a large island, a 7x6 walk-in pantry, and a spacious living room with French doors leading to the trussed, screened-in back porch and patio, ideal for entertaining or relaxing. Generously sized bedrooms throughout. The primary suite features a luxurious two person jetted soaking tub, separate vanity/sinks, a walk-in shower with two rainfall shower heads, and his and her walk-in closets. Two bedrooms with large closets share a full hallway bathroom that includes a jetted tub/shower combination. The fourth bedroom has a large walk-in closet and an en-suite bathroom with walk-in shower. The fifth bedroom is a flexible space that can serve as a home office, in-law suite, flex room, or just a bedroom—perfect for remote work or multi-generational living. It has a generous closet space and en-suite bathroom as well as its own entrance. Fiber Optic is available and perfect for those working or studying from home. Designed for both comfort and functionality, it includes a 3-car garage offering extra length, walk-in storage, with a workshop and shed. Built with 8” insulated concrete form (ICF) walls with an attic featuring energy-efficient Icynene insulation, this home offers year-round comfort, reduced utility and insurance costs. ICF homes are highly durable, providing superior resistance to natural disasters. Additional upgrades include a commercial-grade electrical panel, a whole-house lightning arrestor, firewalls between the back patio and house as well as the garage, and ceiling plates pre-installed in the living room for future surround sound—complete with conduit tubing for easy wiring. Royal Trails offers secluded country living, where deer, gopher tortoises, cranes and wild turkeys are often sighted. Residents enjoy the community clubhouse, playground and community boat ramp to private 1, 200-acre Lake Norris for boating, fishing, and kayaking. Horses are allowed. Downtown Deland, Mount Dora and Eustis are less than a 20-minute drive, each offering unique shopping and dining experiences. The beaches are less than a 60-minute drive. Close access to SR429 provides quick access to Orlando and its many attractions. Don’t miss the chance to own this thoughtfully designed and meticulously maintained home—schedule your private showing today!
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,544 | $3,738 | $4,893 |
| Total Monthly Payment | $4,000 | $4,194 | $5,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.