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Oceanfront on Dune Road, this updated beach cottage offers over 100 feet of direct ocean frontage and sits on an acre with sweeping views of both the ocean and the bay. The open-concept interior features vaulted ceilings, abundant natural light, and a spacious kitchen with high-end appliances and a large island perfect for entertaining. With 5 bedrooms and 4 full baths, three of which are ensuite, the layout is designed for relaxed coastal living. Step outside to enjoy a private walkway to the beach or unwind by the beautifully designed gunite pool, complete with a surrounding patio and a dedicated cabana for relaxing or hosting. The oversized lot offers exciting potential to expand the existing home or build new on a generous envelope. Additional features include a newer roof and siding, an elevator, a two-car garage, and a convenient laundry area. Set on a prime stretch of Dune Road, this property offers a rare combination of privacy, oceanfront lifestyle, and future potential—an exceptional opportunity in Westhampton Beach Village. Set on a prime stretch of Dune Road, this property offers a rare combination of privacy, oceanfront lifestyle, and future potential—an exceptional opportunity in Westhampton Beach Village.
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Our Executive Mortgage Banker:
Our Insurance Division:
$5,998,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $4,798,400 | $4,798,400 | $4,798,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $4,913 | $4,913 | $4,913 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $26,127 | $28,769 | $39,846 |
| Total Monthly Payment | $31,164 | $33,806 | $44,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.