100 BELLA HARBOR COURT, #103, Palm Coast, FL, 32137 | $285,000

Discover relaxed coastal living at 100 Bella Harbor Ct, Unit 103, an impressive 3-bedroom, 2-bath condominium tucked within the private waterfront enclave of Bella Harbor in Palm Coast. This beautifully maintained residence showcases thoughtful upgrades throughout, featuring an updated kitchen with granite countertops, modern cabinetry, stainless steel appliances, and a functional layout perfect for both everyday living and entertaining. The open-concept floor plan flows effortlessly from kitchen to dining to living space, highlighted by stylish new flooring, upgraded lighting, and ceiling fans for year-round comfort.

Enjoy your morning coffee or evening wine on the oversized covered balcony, offering peaceful views and plenty of room for outdoor dining or lounging. Storage is abundant with generous closet space throughout the unit plus an additional storage room located in the secured parking garage.

Bella Harbor is a charming Intracoastal-front community that provides residents with a serene, waterfront lifestyle while keeping you close to everything Palm Coast has to offer. Just a quick bike ride or drive away, you’ll find the popular European Village, a vibrant hub for dining, boutique shopping, and live entertainment. Outdoor enthusiasts will appreciate the extensive network of walking and biking trails that wind throughout the city, while Flagler Beach and its beautiful coastline are only minutes away, offering sun, surf, and local dining favorites.

Whether you’re seeking a full-time residence or a seasonal getaway, this move-in ready condo blends comfort, convenience, and Florida charm. Schedule your private tour today and experience the coastal lifestyle firsthand.

Features

  • Elevator: Y
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Pool
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: BELLA HARBOR CONDO
  • Year Built: 2006
  • Common Charge: $758 Monthly
  • Approx Sq. Feet: 1,745
  • Acreage: 0.06
  • Est. Taxes: $1,826
  • View: Pool
  • Elem. School: Belle Terre Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC310487
  • Days on Market: 182 days
  • Website: https://www.raveis.com
    /prop/FC310487/100bellaharborcourt_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/31/2025 6:41:33 AM)
Listing courtesy of FLORIDA BEACHES REAL ESTATE   Phone: 386-986-6744

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

100 BELLA HARBOR COURT, #103, Palm Coast, FL, 32137

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.609%
Monthly Tax Payment $152 $152 $152
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,295 $1,385 $1,848
Total Monthly Payment $1,522 $1,612 $2,075

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.