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BIG PRICE REDUCTION to: $430, 000! WELCOME to the SPECTACULAR 55+ COMMUNITY of LAKE JAMES!! A premier gated community of fine homes built by award winning builder Ernie White. Conveniently located in north Lakeland with easy access to I-4, it includes a large clubhouse, pool, and fitness center. This stunning Hunter model, built in 2021 (like new), is 1990 sq. ft. 0f living area and total 2862 square footage under roof, featuring soaring ceilings (12' in the great room area), crown molding, eight foot interior doors , and oversized windows with plantation shutters throughout (even in the garage). Some of the upgraded features added to this home are: extensive lighting/ electrical package, electrical shade for the sliding glass door to the exterior patio, beautiful bamboo wood look porcelain tile, $7, 000+ upgraded appliance package, whole house water filtration system, and epoxy coated garage floor. The great room is the hub of the home and opens to the kitchen and dining areas. The large kitchen boasts: solid wood cabinets, quartz counters, stainless appliances with an induction cooktop, pantry, and a oversized breakfast bar. The primary suite features plenty of natural light, a large walk in closet (7'x15') and a glamour bath with roll in shower. Guests have their own space with the split plan including a large bedroom and bath. Also, you can use the large office/den as the 3rd bedroom or as your workout room. This beautiful home lacks nothing in upgrades. Please view the photos and ask your agent to not miss showing you this fine home!!! Thank you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $434 | $434 | $434 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,060 | $2,172 | $2,834 |
| Total Monthly Payment | $2,569 | $2,681 | $3,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.