2306 CHERYL ROAD, Largo, FL, 33771 | $460,000

Priced 10% below recent appraised value. Motivated seller. Live, Work, Play in the Heart of Pinellas County! This fully renovated, move-in ready 3-bedroom, 2-bathroom two story home sits on over a quarter of an acre in a prime central location with easy access to Tampa, St. Pete, and Clearwater. Located just 3 minutes from Largo Mall, all your daily conveniences are right at your fingertips! Zoned E-2 Commercial and grandfathered as residential, this rare UNINCORPORATED property is perfect as a primary home, AirBnB, or home-based business, offering unmatched versatility and investment potential! Inside, the home boasts an open and airy floor plan filled with natural light, perfect for both entertaining and everyday living. The kitchen has been fully updated with granite countertops, soft-close cabinetry, modern gold hardware, and a farmhouse-style sink with a reverse osmosis (RO) drinking water system. Stainless steel appliances give the space a clean, modern touch, and a large back room just off the kitchen serves as a walk-in pantry and laundry area, adding valuable utility space. The primary suite is a standout, featuring an oversized walk-in closet that’s nearly as large as the bedroom itself, offering abundant space for wardrobes and storage. Both bathrooms have been fully renovated with elegant tile showers, updated vanities, and granite countertops, creating spa-like retreats. Carpeted bedrooms and scratch-resistant laminate flooring throughout the main areas ties it all together with contemporary style. Upstairs, a versatile bonus room offers extra space for a home office, media room, or guest area—whatever suits your lifestyle! The home also features numerous recent upgrades including: new roof (2021), new HVAC system (2022), updated plumbing (2022), updated electrical system (2022) and new panel (2025), new windows (2022), plus a whole-home water softener system. Outside, the fully fenced backyard offers privacy and potential. Whether you envision a pool or outdoor entertaining area, there’s tons of room to bring your dream yard to life! The double driveway and gated entrance provide ample parking for multiple vehicles, boats, trailers, or even work equipment. A large shed (2022), already pre-wired for electricity, makes the perfect storage space for tools, seasonal décor, or could be transformed into a workshop! And best of all, this turn-key home is located on a quiet dead-end street in a NON-FLOOD ZONE (no flood insurance required!), offering peace of mind and room to grow—plus just 15 minutes to Indian Rocks, Reddington, and Clearwater Beaches!! Schedule your private showing today and explore the freedom, flexibility, and functionality this one-of-a-kind Largo property has to its next buyer !

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 140
  • Laundry: Inside
  • Year Built: 1954
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,870
  • Acreage: 0.26
  • Lot Size: 80 x 140
  • Est. Taxes: $5,536
  • Lot Desc: Oversized Lot
  • Appliances: Dishwasher, Refrigerator, Water Filtration System
  • MLS#: TB8396867
  • Days on Market: 159 days
  • Website: https://www.raveis.com
    /prop/TB8396867/2306cherylroad_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/13/2025 10:17:10 AM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2306 CHERYL ROAD, Largo, FL, 33771

$460,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $368,000 $368,000 $368,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.472% 6.304% 5.628%
Monthly Tax Payment $461 $461 $461
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,118 $2,236 $2,983
Total Monthly Payment $2,654 $2,772 $3,519

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.