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Beautifully Updated 4-Bedroom Home with Solar, Pool, and Backyard Oasis Near Local Attractions -- This spacious 4-bedroom, 2-bathroom home sits on a generous 0. 29-acre lot in a well-kept neighborhood and is just a short drive from some of the area’s best attractions, including Port Charlotte Beach and Ponce De Leon Park. With numerous recent upgrades and inviting indoor-outdoor living spaces, this home is a rare find. The roof was re-shingled in 2023, hurricane impact windows were installed in 2020, and the 38 solar panels (installed in 2018) help keep energy costs low. Inside, the open floor plan offers abundant living space, featuring a large living room that flows into a bright family/game room—perfect for relaxing or entertaining. The modern kitchen opens to a spacious dining area, creating a seamless layout for everyday living. The ceilings and walls throughout the home have been recently replaced, giving the space a clean, updated look. The master bathroom boasts a beautifully upgraded shower with a tiled floor and ceiling, built-in bench, and recessed shelving. The laundry room is equipped with a utility sink and extra storage space. Step outside to your private, fenced-in backyard retreat—complete with a screened in-ground pool, an 800-gallon koi pond, and mature fruit trees including one mango and two papaya trees. For added convenience and storm preparedness, a 220-volt plug is available for a generator. Combining comfort, energy efficiency, and a backyard paradise—all just minutes from the beach and parks—this home truly has it all. PACE loan will be paid off at closing and taxes will go down.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,920 | $255,920 | $255,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $708 | $708 | $708 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,453 | $1,555 | $2,074 |
| Total Monthly Payment | $2,236 | $2,338 | $2,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.