12902 SW 138TH LOOP, Dunnellon, FL, 34432 | $1,495,000

HUGE PRICE REDUCTION. . . . . Welcome Home! Situated on 1. 25 Acres within the prestigious equestrian community of Bel-Lago, this custom-built Modern Farmhouse is the epitome of luxury meets quiet country living! Take a deep breath and relax while you pass through the secure gated entry and wind along the oak tree lined lane alongside the sprawling horse filled pastures that seem to go on for miles. As you arrive to the property, the paver drive leads you past the meticulously manicured lawn and landscaping. The curb appeal of this home lacks for nothing with a spacious front porch, perfect to sit back and enjoy you morning coffee! Stepping inside you are greeted by the soaring vaulted ceilings that open up the foyer and continue into the great room beyond! The current owners built this home as the perfect winter residence with entertaining and family in mind! The amply great sized room features a floor to ceiling natural stone electric fireplace, perfect for those rare chilly Florida nights! This kitchen is equipped with stunning two-toned floor to ceiling cabinetry, under the sink instant hot water, stainless steel Kitchenaid appliances, quartz countertops and a glistening glass tile backsplash. The casual cook or the seasoned chef should have no problem settling right in! At this property the outdoor livings is just as important as the indoor and that is accentuated by the oversized sliding doors that open up to the covered patio and heated pool! The view beyond the pool is spectacular as well and overlooks a beautiful pond! Back inside the split floorplan makes this home perfect for a family or retired couple living alone! The primary suite has the same 12-foot ceilings as throughout the rest of the property and another access out onto the back patio! There is a large built out closet and spectacular ensuite bath with separate soaking tub, walk in shower and anti-fog mirrors! The flex room at the front of the property makes for the perfect office, 3rd bedroom or den! There is a half bath for guests just next-door and an oversized laundry room with a folding table and hanging space! The 2nd ensuite bedroom isn’t much of a downgrade from the primary suite either and is offers gorgeous views of the pond! The huge 2 car garage is connected to the main house via covered breezeway. The 2nd story of the garage is currently unfinished but would make a spectacular art studio, home gym or a great guest suite! There is plumbing available in the garage so another full bath could also be added in the space! Some of the many upgrades and features of the property include: whole house water softener & filtration system, a reverse osmosis filter under the kitchen sink, 2 tankless water heaters, custom electric shades throughout the entire property, a full home security system including cameras surrounding the entire home and so, so much more! The location of this home cannot be beat and is just minutes form the World Equestrian Center, 1. 5 hours to Tampa and Orlando, moments to the Rainbow River and all the shopping, dining and entertainment you could desire! This is the one you have been waiting for, schedule your showing today before this little slice of heaven belongs to someone else!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 210 x 259
  • Laundry: Inside
  • Style: Contemporary, Custom, Traditional
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,759
  • Acreage: 1.25
  • Lot Size: 210 x 259
  • Est. Taxes: $2,755
  • HOA Fee: $3,900 Annually
  • Lot Desc: Cleared, City Lot, In County, Landscaped, Oversized Lot, Private
  • View: Garden, Pool, Trees/Woods, Water
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pool: Heated, In Ground, Lighting
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Water Filtration System, Water Softener
  • MLS#: TB8396502
  • Days on Market: 191 days
  • Website: https://www.raveis.com
    /eprop/TB8396502/12902sw138thloop_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2025 11:46:29 PM)
Listing courtesy of THE SEASIDE REAL ESTATE STORE   Phone: 727-593-3008

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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12902 SW 138TH LOOP, Dunnellon, FL, 34432

$1,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,196,000 $1,196,000 $1,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.353% 6.121% 6.038%
Monthly Tax Payment $230 $230 $230
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,885 $7,171 $10,012
Total Monthly Payment $7,240 $7,526 $10,367

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.