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Elegant Custom Home in Phillips Creek. Discover refined living in this beautifully customized home, nestled on nearly 1/3 acre in the intimate 33-home community of Phillips Creek. Backing to serene woods and tranquil ponds, this residence offers privacy, space, and designer touches throughout. Main-Level Guest Suite with full en suite bath--ideal for guests or future primary use. Gourmet Kitchen with large eat-in area, walk-in pantry, and adjacent butler's prep zone. Great Room with fireplace and seamless access to the screened porch. Dedicated Office & Formal Dining Room off the welcoming front hall. Upstairs Primary Suite with sitting area, pond views, and private covered porch. Two Additional Bedrooms, full bath, and a spacious loft with access to a second covered porchCustom features throughout the house, including designer lighting pieces by Visual Comfort and Ro Sham Beaux. Ample room for a pool! (See upgrades and improvements and Pool Rendering in 'Documents'). Community Perks: Quiet streets, no through traffic, and quick access to Hwy 41, just one minute from your driveway. Only 25 minutes to downtown Charleston-all while enjoying the peace and space of this suburban community. Up to $2, 000 Lender credit is available and will be applied toward the Buyer's closing costs and pre-paids if the Buyer chooses to use the Seller's preferred lender. This credit is in addition to any negotiated Seller concessions.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$1,225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $980,000 | $980,000 | $980,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.110% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,564 | $5,876 | $8,138 |
| Total Monthly Payment | $5,689 | $6,001 | $8,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.