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Welcome to your dream country house! This 3 bedroom, 2. 5 bathroom home includes 2 additional flex space rooms. Set on 3 picturesque, park-like acres, this property offers serenity and privacy with no adjacent neighbors in sight. 30 Old Ridge is tucked away on a quiet countryside road, under 5 minutes from the vibrant Main Street of the Village of Warwick, in the highly rated Warwick Valley School District. Find yourself surrounded by rolling pastures, mountains, valleys, and lakes. A bit of history: this home was once a one room school house during the turn of the century. The property features plenty of natural light and a convenient layout: open floor plan kitchen with island, featuring ample wood cabinetry; adjacent to family room and dining room with a wood burning stove and plenty of closets. Three bedrooms on the first floor, a half bathroom, and access to front and rear entrances. Oversized front bedroom with its own full bathroom can be used for multi-generational living or as an office space. There is a convenient mudroom at the rear entrance, with steps leading down to the 2 room unfinished basement with a laundry room, utility room, ample storage space, and an attached garage. The newer addition second floor has a huge primary suite with 2 walk in closets, a bonus room, and a bathroom featuring both an oversized jetted soaking tub and a shower, plus a double vanity and closet. You will find brand new Mirage hardwood flooring (Canadian hard maple) throughout, and an additional linen closet. The exterior of the home is brick and vinyl, with a covered porch, plus a fenced in front garden for pets, where you can watch beautiful sunsets over the two ponds across the street every evening. The back yard is perfect for entertaining, relaxation, gardening, sports/outdoor activities or hobbies. Additional features are a detached garage/workshop, sheds, and both asphalt and concrete patios. This property has central air conditioning and parking for up to 9 vehicles. Under 50 miles to NYC, and 15 minutes to NY-17. Plenty of interior and exterior storage and spaces for hobbyists/work from home individuals. Layout allows for privacy for all those living and visiting here. Prime location, minutes from: eateries, breweries, wineries, shops, farmers markets, gyms, banks, post office, schools, public transportation options for commuters (bus to NYC), lakes, hiking, orchards, farms, fishing/boating/beach on Greenwood Lake, parks, pools, golf, skiing, apple picking, and so much more. There are outbuildings in the wooded part of the property that were previously used for livestock and can be restored into custom projects that suit your needs (structures already on town survey). Upgrades include: LP boiler system + thermostats 3/2025, LP tanks (rented) 3/2025, Mirage hardwood floors (prefinished Canadian hard maple) 5/2025, Vermont Castings enameled wood burning stove with porcelain tile hearth pad 2022, Fresh interior and exterior paint 5/2025, LG smart washer and LP powered dryer 2022; Central AC system professionally serviced, tuned up, and ducts cleaned 5/2025; New unfinished cement floor in attached garage 2023, Septic inspected and pumped 3/2025, Exterior power washed 4/2025, New lighting fixtures 2024, New pull blinds 2024, Removal of at-risk trees 2024. Sold AS IS. Schedule your showing today!!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $816 | $816 | $816 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,638 | $2,746 | $3,663 |
| Total Monthly Payment | $3,546 | $3,654 | $4,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.