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PRICE REDUCED . . . . Just $499, 000 . . . . 1 Block To The Beach . . . . 265 Ocean Palm Drive . . . . KEY WEST Style Home . . . . Beautiful Intracoastal River Views . . . . Spacious Split Floor Plan . . . . 3 Large Bedrooms & 3 Full Baths . . . . LIVING AREA 1692 LSF - Total Sq Ft of 2820 . . . . Effective Year Built 2004 . . . . ALL LIVING AREAS WITH TILE FLOORS . . . . BEDROOMS HAVE BERBER CARPET . . . LARGE Kitchen with LG Appliances & Granite Counter-Tops . . . . Formal Living Room, Dining Room, Family Room & a Large Sunroom . . . . EXCELLENT Condition & BEAUTIFULLY Maintained . . . . Oversized Rear Patio Facing East w/Ocean Breeze & Beautiful Views of the Flagler Beach Golf Course . . . . Room for a Pool, too . . . . Front & Rear Storm Doors . . . . Windows have Hurricane Roll-up Shutters . . . . Large 2 Car Garage with a Full Bath . . . . Side Driveway for an RV/Boat or Just a Turn Around . . . . NEW ROOF 2023 WITH EXTRA INSULATION . . . . Sprinkler System on a Deep Well . . . . Flagler Beach is Golf Cart Friendly . . . . AND, Pets ARE allowed on the Beach in this area . . . . Delicious Dining, Fun Shopping, Art, Music & Car Shows, Tennis, 9 Hole Golf Course, Fishing, Boating & Kayaking are all a part of our Flordia Lifestyle 'Just Waiting For You' in Flagler Beach, Florida . . . . St. Augustine & Daytona Beach are a 30 minute drive along A1A . . . . Orlando, Disney, Jacksonville just 60 minutes . . . . Sea You at the Beach!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $626 | $626 | $626 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,426 | $3,235 |
| Total Monthly Payment | $3,062 | $3,127 | $3,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.