265 OCEAN PALM DRIVE, Flagler Beach, FL, 32136 | $499,000

PRICE REDUCED . . . . Just $499, 000 . . . . 1 Block To The Beach . . . . 265 Ocean Palm Drive . . . . KEY WEST Style Home . . . . Beautiful Intracoastal River Views . . . . Spacious Split Floor Plan . . . . 3 Large Bedrooms & 3 Full Baths . . . . LIVING AREA 1692 LSF - Total Sq Ft of 2820 . . . . Effective Year Built 2004 . . . . ALL LIVING AREAS WITH TILE FLOORS . . . . BEDROOMS HAVE BERBER CARPET . . . LARGE Kitchen with LG Appliances & Granite Counter-Tops . . . . Formal Living Room, Dining Room, Family Room & a Large Sunroom . . . . EXCELLENT Condition & BEAUTIFULLY Maintained . . . . Oversized Rear Patio Facing East w/Ocean Breeze & Beautiful Views of the Flagler Beach Golf Course . . . . Room for a Pool, too . . . . Front & Rear Storm Doors . . . . Windows have Hurricane Roll-up Shutters . . . . Large 2 Car Garage with a Full Bath . . . . Side Driveway for an RV/Boat or Just a Turn Around . . . . NEW ROOF 2023 WITH EXTRA INSULATION . . . . Sprinkler System on a Deep Well . . . . Flagler Beach is Golf Cart Friendly . . . . AND, Pets ARE allowed on the Beach in this area . . . . Delicious Dining, Fun Shopping, Art, Music & Car Shows, Tennis, 9 Hole Golf Course, Fishing, Boating & Kayaking are all a part of our Flordia Lifestyle 'Just Waiting For You' in Flagler Beach, Florida . . . . St. Augustine & Daytona Beach are a 30 minute drive along A1A . . . . Orlando, Disney, Jacksonville just 60 minutes . . . . Sea You at the Beach!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary
  • Year Built: 1979
  • Garage: 2-car Bath In Garage, Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric, Exhaust Fan, Heat Pump, Zoned
  • Cooling: Central Air, Humidity Control, Zoned
  • Approx Sq. Feet: 1,692
  • Acreage: 0.18
  • Est. Taxes: $7,507
  • Lot Desc: City Lot, Landscaped, Level, On Golf Course, Private
  • View: Golf Course, Water
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: FC310545
  • Days on Market: 290 days
  • Website: https://www.raveis.com
    /prop/FC310545/265oceanpalmdrive_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/19/2026 9:02:45 PM)
Listing courtesy of Atlantic Ocean Realty   Phone: 386-693-4933

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

265 OCEAN PALM DRIVE, Flagler Beach, FL, 32136

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $626 $626 $626
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,361 $2,426 $3,235
Total Monthly Payment $3,062 $3,127 $3,936

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.