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Nestled at the end of a rare point lot in Hernando Beach, this exceptional waterfront residence captures sweeping panoramic views across the Hernando Beach Flats and outward to the Gulf of Mexico. Offered with a recent $90, 000 price improvement, the property represents one of the area’s most distinctive coastal offerings — thoughtfully designed for both refined living and effortless connection to the water.
Featured in Haven Magazine, the custom-built estate blends timeless coastal architecture with modern comfort across three bedrooms, two-and-a-half baths, a substantial bonus lower level, and an oversized three-car garage. Positioned to maximize natural light, open water vistas, and Gulf breezes, the home offers four private verandas, each framing a unique perspective of Florida’s Nature Coast.
The main living level is defined by soaring ceilings, warm engineered hardwood flooring, and an open-concept layout designed with understated elegance in mind. The chef’s kitchen features custom cabinetry, stainless steel appliances, dual convection ovens, an oversized center island with seating, and a generous butler’s pantry that enhances both everyday living and entertaining. Privately situated on the main floor, the primary suite opens directly to a waterfront veranda and enjoys tranquil water views throughout. The accompanying bath evokes a spa-like atmosphere with a soaking tub, walk-in shower, and dual vanities. Upstairs, two guest bedrooms, a full bath, and an additional lounge space provide comfortable accommodations for family and visitors alike. A newly renovated lower level introduces approximately 1, 700 square feet of additional flexible space not included in the primary square footage. Ideal for a fitness studio, media room, executive office, or guest retreat, the space also includes a pre-constructed elevator shaft designed for future installation.
Outdoors, the estate transitions seamlessly into a private resort-like setting. A saltwater, solar-heated pool with grotto-style waterfall sits beneath an expansive screened enclosure surrounded by tropical landscaping and generous entertaining areas. The setting is equally suited for quiet evenings overlooking the water or large-scale gatherings beneath the coastal sky. For boating enthusiasts, the private dock includes a 10, 000-pound boat lift along with a dedicated launch for paddlecraft, offering access to the Gulf and the renowned fishing, scalloping, and island destinations that define Florida’s Nature Coast lifestyle. Rarely does a property combine this level of privacy, open-water perspective, boating accessibility, and architectural presence within Hernando Beach. Designed to embrace the rhythm of waterfront living, this is a residence where the natural beauty of the Gulf Coast becomes part of everyday life.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $946,400 | $946,400 | $946,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.411% | 6.487% | 6.309% |
| Monthly Tax Payment | $843 | $843 | $843 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,750 | $5,904 | $8,050 |
| Total Monthly Payment | $6,718 | $6,872 | $9,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.