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Presented by
Don Warren |
7-9 Elm Street, Waterbury, VT, 05676 | $389,000
WHERE in Waterbury can you find a house that offers additional living space like this? Whether you choose it as a single family or a multi-family or become and investor and build your real estate portfolio, this is the opportunity right here in the village of Waterbury. SOOO much updating has been done for you. From the roof and gutters to the parking lot and basement. For a brief time, both units will be available to rent so you can set your own monthly fee. It is currently rented below market. Want to live in one and rent the other? Most of your mortgage will be paid for you. You could be the new owner in as little as a month. Enjoy the NQID parade, Fourth of July fireworks, Waterbury Arts Festival, Halloween (Elm and Randall Streets are THE hot spots), Summer outdoor music. All this from your front porch. Some retail use is allowed per recent zoning changes. You could even run a store downstairs and live upstairs for example. This duplex features extensive recent safety and structural updates, including new smoke/CO detectors, GFCIs, railings, bathroom vents, and a newly installed driveway and parking area with drainage. A recent fire and safety inspection has been done and all of the suggestions have been addressed. Upstairs Unit: Offers 6 rooms, including 3 bedrooms and separate living and dining rooms, laundry, plus 318 square feet of finished attic space for clean storage. Downstairs Unit: Remodeled with 5 rooms, including a bonus room, in-unit laundry, two mudrooms, and nearly all new windows. The entire basement has been improved! It's clean as a whistle and insulated. Both units boast private entrances, 9-foot ceilings, large kitchens, and beautiful floors. Tenants enjoy efficient Rinnai propane heat, new electric hot water heaters, separate utilities, and private storage. Conveniently located near I-89, 100, and Rte. 2. Only 30 minutes to Burlington and the airport and 15 minutes to Montpelier and Stowe. Also listed as a duplex in MLS# 5045188.
Features
- Rooms: 11
- Bedrooms: 5
- Baths: 2 full
- Style: New Englander
- Year Built: 1875
- Heating: Propane
- Cooling: None
- Basement: Bulkhead,Concrete Floor,Insulated,Sump Pump,Unfinished,Exterior Access
- Approx Sq. Feet: 2,726
- Acreage: 0.2
- Est. Taxes: $5,842
- Lot Desc: Level,Neighbor Business,Sidewalks,Neighborhood
- MLS#: 5046458
- Website: https://www.raveis.com
/prop/5046458/79elmstreet_waterbury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/18/2026
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Don WarrenSales Associate
203.610.2387
Don.Warren@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Liz EckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1195194
203.858.7106
Liz.Eckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7-9 Elm Street, Waterbury, VT, 05676
$389,000
Don Warren
Sales Associate
William Raveis Real Estate
Phone: 203.610.2387
Don.Warren@raveis.com
Liz Eckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.858.7106
Liz.Eckman@raveis.com
NMLS Mortgage Loan Originator ID 1195194
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $487 | $487 | $487 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,791 | $1,993 | $2,584 |
| Total Monthly Payment | $2,353 | $2,555 | $3,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484