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110 CARLYLE DRIVE, Palm Harbor, FL, 34683 | $3,990,000
A rare offering where modern elegance meets coastal serenity—welcome to 110 Carlyle Drive, a breathtaking Gulf-front estate nestled on the exclusive shores of Indian Bluff Island. Custom-built in 2022 and meticulously designed for elevated living, this residence commands 80 feet of pristine waterfront along the Intracoastal, with direct access to the Gulf of Mexico.
Beyond the private circular drive, a statement double-door entry sets the tone for the refined interiors that follow. Soaring ceilings, expansive walls of glass, and hand-selected finishes create a luminous, open atmosphere that celebrates the water views from nearly every room. At the heart of the home, a grand great room with a gas fireplace seamlessly flows into the designer chef’s kitchen—complete with solid wood cabinetry, a suite of luxury appliances, and panoramic views that make everyday living feel extraordinary.
The primary suite is a sanctuary of sophistication, framed by water vistas and complete with an indulgent spa bath, dual vanities, and a custom walk-in closet. Upstairs, three additional bedrooms feature en-suite baths and walk-in closets, each designed with space, privacy, and style in mind.
Step outside into your own waterfront resort. A saltwater pool glistens beneath the sun, surrounded by tropical landscaping and expansive outdoor living space, perfect for year-round entertaining. A private dock with a 10, 000 lb lift, composite decking, water/electric hookup, and a concrete seawall elevates the boating lifestyle.
Crafted with block construction, a tile roof, impact-rated windows, and timeless architectural elements, this home is equal parts beauty and resilience. Additional features include an oversized four-car garage, golf cart parking, elevator access, and interior laundry.
Located in a quiet, established enclave just minutes from top-rated beaches, golf and country clubs, and downtown Palm Harbor. Zoned for the highly sought-after Palm Harbor University High School.
This is more than a home—it’s a coastal legacy built to last, where every sunrise and sunset is yours to own.
Features
- Elevator: Y
- Rooms: 9
- Bedrooms: 4
- Baths: 4 full / 1 half
- Laundry: Inside, Laundry Room
- Style: Contemporary
- Year Built: 2022
- Garage: 4-car Driveway, Garage Door Opener, Golf Cart Parking, Ground Level
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,669
- Acreage: 0.34
- Est. Taxes: $35,271
- HOA Fee: $150 Annually
- Lot Desc: FloodZone, In County, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Unincorporated
- View: Water
- Elem. School: Sutherland Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pool: Gunite, In Ground, Salt Water
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
- MLS#: TB8390531
- Days on Market: 167 days
- Website: https://www.raveis.com
/eprop/TB8390531/110carlyledrive_palmharbor_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
110 CARLYLE DRIVE, Palm Harbor, FL, 34683
$3,990,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $3,192,000 | $3,192,000 | $3,192,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.133% | 6.058% |
| Monthly Tax Payment | $2,939 | $2,939 | $2,939 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $18,375 | $19,138 | $26,721 |
| Total Monthly Payment | $21,439 | $22,202 | $29,785 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388