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12 Scenic Drive, #K, Croton-on-Hudson, NY, 10520 | $149,000
Spacious and affordable, this 1-bedroom, 1-bathroom co-op offers approximately 780 sq ft of comfortable living space in a serene wooded setting. Located on the second floor of a well-maintained complex in desirable Croton-on-Hudson, this home features a bright open-concept layout with a large living and dining area that opens to a private balcony—perfect for enjoying peaceful views and fresh air. The oversized bedroom includes generous closet space, and the efficient layout provides comfort and functionality. The unit is located just moments from local shops, restaurants, parks, and the Hudson River, offering a perfect blend of tranquility and convenience. With an onsite laundry room, a designated storage closet, and one assigned parking space, this co-op is ideal for first-time buyers, downsizers, or anyone looking for low-maintenance living. Commuters will appreciate the quick access to either the Croton-Harmon or Cortlandt Manor Metro-North Stations and an easy ride along the scenic Hudson Line into NYC. Whether you're starting out or simplifying your lifestyle, this property offers exceptional value in a prime Westchester location. Co-Op Board requires 750+ credit, max DTI 35%, 20% min down, and liquid assets to cover at least 12 months of maintenance fees. Don’t miss this opportunity—schedule your private showing today!
Features
- Parking: 1-car
- Heating: Baseboard, Oil
- Cooling: Wall/Window Unit(s)
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area, In Basement, Laundry Room
- Complex: Hudson Woods Estates
- Year Built: 1970
- Approx Sq. Feet: 780
- Elem. School: Frank G Lindsey Elementary School
- Middle School: Blue Mountain Middle School
- High School: Hendrick Hudson High School
- School District: Hendrick Hudson
- Pet Policy: No Dogs
- Appliances: Dishwasher, Gas Range, Refrigerator
- MLS#: 877454
- Days on Market: 137 days
- Website: https://www.raveis.com
/prop/877454/12scenicdrive_crotononhudson_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Scenic Drive, #K, Croton-on-Hudson, NY, 10520
$149,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $119,200 | $119,200 | $119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $705 | $744 | $966 |
| Total Monthly Payment | $780 | $819 | $1,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535