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4048 BLUEFISH DRIVE, Hernando Beach, FL, 34607 | $299,000
One or more photo(s) has been virtually staged. (Buyer financing fell apart last second, now is your chance!) HERNANDO BEACH STILT HOME UNDER 300K! Clean Four Point Inspection Report On Hand (New 2024 AC and 2025 Water Heater) BRING YOUR VISION & OFFER! STILTED Waterfront with indirect Gulf access (boats up to 26ft), this is a rare find waterfront deal. Priced at just 299, 000, this home features 1, 404 sq ft upstairs and 1, 092 sq ft on the 1st floor, totaling 2, 496 sq ft, 4-bedroom, 3-bath home is now available after being utilized as a long-term rental through May 2025 The seller is ready to pass the savings on to a new owner who can give it the love and updates it deserves. The owners have a full 4 point inspection report on file to pass on to the new owners, giving you a solid foundation to start from. Step inside and you'll be welcomed by your grand entry leading into an open living area with cathedral ceilings and water views pouring in through your tall windows. Natural light floods the space, making it feel airy and bright. The kitchen offers granite countertops, stainless steel appliances, and a picturesque view of the water yes, even your morning coffee feels like a vacation here. The split floor plan features a private primary suite with its own deck access, walk-in closet, and your private bathroom with a walk-in shower. On the opposite end, you'll find a second bedroom with deck access, a guest bath, and a convenient laundry room. Need more space? Head downstairs to the flexible lower level, where there's 2 more bedrooms, third bathroom, and a large open area perfect for a game room, movie lounge, or in law suite. Outside, enjoy the covered and screened-in patio that leads to your waterfront backyard. It's a perfect space to unwind, entertain, or hop on your boat or jet ski and head straight to the Gulf. This is a value packed waterfront opportunity with serious upside potential. Whether you're looking for a getaway home, investment, or full-time residence, don't miss your chance to own in Hernando Beach at this price point. Sold as is. Bring your imagination and your offer, before someone else does. (New 2024 AC and 2025 Water Heater)
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full
- Laundry: Laundry Room
- Style: Coastal
- Year Built: 1984
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,496
- Acreage: 0.17
- Est. Taxes: $2,046
- HOA Fee: $265 Annually
- View: Water
- Elem. School: Westside Elementary-HN
- Middle School: Fox Chapel Middle School
- High School: Weeki Wachee High School
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: W7876129
- Days on Market: 196 days
- Website: https://www.raveis.com
/prop/W7876129/4048bluefishdrive_hernandobeach_fl?source=qrflyer
Listing courtesy of KW REALTY ELITE PARTNERS Phone: 352-688-6500
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4048 BLUEFISH DRIVE, Hernando Beach, FL, 34607
$299,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $171 | $171 | $171 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,339 | $1,433 | $1,923 |
| Total Monthly Payment | $1,584 | $1,678 | $2,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388