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Presented by
Team Kinchla |
800 Ruth Road, Mattituck, NY, 11952 | $15,000
Mattituck, Captain Kidd Estates SEASONAL RENTAL by Breakwater Beach - classic Cape Cod-style home features a broad covered entry porch to idle away the hours. Spacious floor plan includes formal entry, living room with fireplace and vaulted ceilings; formal dining room; large eat in kitchen and breakfast area with stainless steel appliances. . . hall guest bath, plus two bedrooms and private full bath on primary floor, and a sumptuous second floor owner's suite with large full bath and giant closet. This is an ideal and affordable vacation rental home with various rates all year long, close to Breakwater Beach on the Long Island Sound or Veteran's Beach on the bay. . . . stay: Winter rate, November - May $4, 500 per month. Available 2026: June $10k; July $12k; August-LD $15k; Balance of September $10k; October $8k; or winter rate, November - May $5k per month. Utilities etc are additional to rent. Book your vacation NOW! Comfort awaits both indoors and out! Rental Permit# 1254
Features
- Type: Single Family
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Year Built: 2003
- Garage: 2-car Attached
- Heating: Oil
- Basement: Unfinished
- Approx Sq. Feet: 2,000
- Acreage: 0.27
- School District: Mattituck-cutchogue Union Free School District
- Pets Allowed: Yes
- Appliances: Washer, Stainless Steel Appliance(s), Range, Microwave, Refrigerator, Dryer, Dishwasher
- MLS#: 923581
- Days on Market: 244 days
- Website: https://www.raveis.com
/raveis/923581/800ruthroad_mattituck_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team KinchlaSales Associates
508.274.7000
TeamKinchla@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
800 Ruth Road, Mattituck, NY, 11952
$15,000
Team Kinchla
Sales Associates
William Raveis Real Estate
Phone: 508.274.7000
TeamKinchla@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $12,000 | $12,000 | $12,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $67 | $72 | $96 |
| Total Monthly Payment | $142 | $147 | $171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535