9730 SW 90TH STREET, Ocala, FL, 34481 | $195,000

Charming 2 Bedroom + Study, 2 Bath Home NEW ROOF & NEW A/C in Premier 55+ Gated Community – On Top of the World

Welcome to this beautifully maintained single-family home located in the highly sought-after On Top of the World community—an active 55+ gated neighborhood designed for comfort, convenience, and lifestyle.

This spacious and thoughtfully designed home offers 2 bedrooms, 2 full bathrooms, a versatile study/den, and a 2-car garage, perfect for full-time residents or seasonal getaways. Step inside and discover a bright, open floor plan with stylish finishes and a warm, inviting atmosphere.

The eat-in kitchen is a chef’s delight, featuring stainless steel appliances, ample cabinetry, and plenty of counter space—ideal for casual meals or entertaining. Adjacent, the screened porch provides the perfect space to relax and enjoy Florida’s year-round sunshine.

The primary suite is a true retreat, complete with double sinks, a walk-in shower, and dual walk-in closets (his & hers), offering both luxury and practicality. The guest bedroom and additional full bath provide privacy and comfort for visiting family or friends. Need a home office, craft space, or reading nook? The separate study/den adds valuable flexibility to suit your lifestyle.

Additional highlights include:

New roof

New A/C

Low-maintenance landscaping

Convenient interior laundry area

Neutral finishes ready for your personal touch

Enjoy the ease of living just minutes from shopping, top-rated medical facilities, and diverse dining options, all while having access to one of Central Florida’s most robust amenity packages.

Community amenities include:

3 Championship Golf Courses

Fitness Centers & Pools

Pickleball, Tennis, and Archery

175+ Social, Hobby & Special Interest Clubs

Walking and biking trails

On-site restaurants, cultural events, and more

Whether you're looking to stay active, socialize, or simply relax, On Top of the World offers a lifestyle that truly lives up to its name.

Don’t miss this opportunity to own a piece of paradise in a community where neighbors become friends and every day feels like a getaway.

Schedule your private tour today and experience the lifestyle you deserve!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,670
  • Acreage: 0.17
  • Est. Taxes: $1,205
  • HOA Fee: $512 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: OM703495
  • Days on Market: 166 days
  • Website: https://www.raveis.com
    /prop/OM703495/9730sw90thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2026 11:37:09 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9730 SW 90TH STREET, Ocala, FL, 34481

$195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $156,000 $156,000 $156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.541%
Monthly Tax Payment $100 $100 $100
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $886 $948 $1,254
Total Monthly Payment $1,061 $1,123 $1,429

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.