272 ORANGE STREET, #A-B, Palm Harbor, FL, 34683 | $760,000

Location, Location, Location. with ADU ready to rent!!! CASH BUYERS ONLY, Prime Investment/ Development Opportunity. Combined asking price includes two abutting parcels, MUST BE PURCHASED AS A PACKAGE: 11-28-15-33624-000-0080 and 11-28-15-33624-000-0100 with a combined total of 1. 086 +/- Acres, Zoned R-4, up to 6 units possible, located in the highly desirable Ozona area of Palm Harbor. This old Florida community is a true paradise. Possible vacation rentals allowed, golf cart friendly, no HOA, no deed restrictions, this property is a short walk to the Pinellas Trail, minutes by golf cart to restaurants, shops, breweries, & festivals of downtown Ozona and Palm Harbor—short ride to Pop Stansell Park & Pier for those beautiful Florida sunsets. Minutes to multiple marinas, drive (or bike the trail) to Honeymoon Island Beach! Some of the many Highlights of this property include an old Florida-style two-story frame home, built in 1933, with 2 Bedrooms/office, 1. 5 Baths, 1, 506 S/F. The kitchen has custom-built wood cabinets with granite countertops; this home is a handyman special, and it needs updates and repairs. During the most recent hurricane in 2024, flood water ran under the home, possibly damaging the AC system and ducts. This Property is sold AS IS. The sellers are not willing to make any repairs prior to closing. The 1 bedroom ADU was built in 2004, consisting of: 1 bedroom, 1 bath with 884 S/F of open living area, custom wood cabinets in the kitchen with granite counter tops, hardwood floors, and a large 260 SF MOL front porch, perfect for entertaining or relaxing and enjoying our great Florida weather. There is a 3rd home located on Lot 10. This 480 S/F home was built in 1950 and is currently in uninhabitable condition. Due to its current condition, it is unsafe to view; it should be removed after closing to accommodate future development plans. This is a must-see if you are looking for an old-style Florida property with great investment potential. This property is being sold AS IS with the right to inspect. All pertinent information must be verified by buyers and the buyer's Agent, including but not limited to current zoning, allowable uses and units, allowable leasing terms, condition of all structures, advertised boundaries and dimensions. CASH BUYERS ONLY. Please see: 260 Orange St, Palm Harbor, FL 34683, MLS Number TB8393963 : For additional information

Prior to offer, check with local Zoning Department regarding any pet restrictions.
Prior to offer, check with local Zoning Department regarding any leasing restrictions and requirements.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Year Built: 1933
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,506
  • Acreage: 0.93
  • Est. Taxes: $3,228
  • Lot Desc: FloodZone, Landscaped, Near Marina
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Wine Refrigerator
  • MLS#: TB8392905
  • Days on Market: 114 days
  • Website: https://www.raveis.com
    /prop/TB8392905/272orangestreet_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/7/2026 6:58:43 AM)
Listing courtesy of HOMESMART   Phone: 407-476-0461

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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272 ORANGE STREET, #A-B, Palm Harbor, FL, 34683

$760,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $608,000 $608,000 $608,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.178% 5.541%
Monthly Tax Payment $269 $269 $269
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,357 $3,645 $4,888
Total Monthly Payment $3,718 $4,006 $5,249

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.