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This ever-popular Cali model 4/2/2 home is one of a kind UPGRADED, beautifully maintained, built in 2023 concrete block constructed with a one-story layout that optimizes living space. Sits on an oversized desirable corner lot, offers the perfect blend of modern style and everyday comfort. The open-concept layout connects the living, dining, and kitchen areas, creating a bright and functional space ideal for both daily life and entertaining! The kitchen features granite countertops, stainless steel appliances, sleek cabinetry, and a large corner closet pantry that is ideal for extra storage, a spacious large island that’s perfect for prepping meals or gathering with friends. Each of the four bedrooms offers generous space, whether you need room for family, guests, or a home office. Both bathrooms are thoughtfully designed with contemporary finishes. This floor plan layout separates the primary suite from the other bedrooms, creating a peaceful retreat for homeowners. The generously sized primary bedroom and on-suite bathroom is located just off the living room. The on-suite bathroom features dual sinks with granite counter tops, a private water closet, a LARGE walk-in air-conditioned closet, plus a bonus linen closet. UPGRADES to this home include a cozy, UPGRADED screened in lanai, $4, 500. 00 RAINKING WATER SYSTEM, Smart home technology package. ALL APPLIANCES INCLUDED, PLUS, BLINDS & UPGRADED CEILING FANS & LIGHT FIXTURES. This home offers an abundance of natural light and great views of your backyard from your main living areas. Victoria Oaks is a PICTURESQUE community surrounded by nature and resort style amenities! The HOA includes Cable TV, High Speed Internet, Irrigation (savings galore on your water bill), and access to 3 different community amenity centers featuring gyms, resort style pools, and an abundance of exercise trails. You can save $MONEY$ and cancel your gym membership - this community gym has all you need to get fit and stay that way! Also located within Victoria Park is the award-winning Victoria Hills golf course, nice restaurant bars nearby where you and your new friends can meet, and the community Village Center with many restaurants, medical offices, shopping and more! Upgrade your daily life-style here have so much to offer! Located less than 10 minutes from Downtown Deland (voted #1 downtown in America), 30 minutes from the charming streets and sandy shores of New Smyrna Beach, and just minutes to I-4 for access to everywhere. Call to schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $412 | $412 | $412 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,522 | $1,605 | $2,137 |
| Total Monthly Payment | $2,009 | $2,092 | $2,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.