3826 GAINES COURT, Winter Haven, FL, 33884 | $1,859,999

Winter Haven Chain-of-Lakes Executive Home on 1. 86 Acres with Lake Eloise Frontage! Welcome to this elegant two-story home nestled on nearly 2 acres in a serene, park-like setting on Lake Eloise. From the moment you step into the grand foyer—with its sweeping curved oak staircase, wainscoting, and a stunning Palladian window—you'll appreciate the timeless craftsmanship throughout. The spacious living room centers around a large fireplace with a custom-designed Georgian mantel and matching built-in bookcases. In the formal dining room, you’ll find exquisite built-in cabinets, while the private library features rich, custom cherry wood bookcases. The gourmet kitchen is a chef’s dream, complete with a Jenn-Air double ovens, built-in breadbox, appliance garage, and cutting boards—all seamlessly integrated. The kitchen and breakfast area with an expansive 15x31 feet of space, ideal for both cooking and entertaining. Additional features include insulated Anderson casement windows, a dramatic two-story Greek Revival front portico, and wide 4-foot hallways throughout. Thoughtful details such as keystone window headers, dentil molding under the eaves, and decorative quoins on the brick front elevation add architectural charm. Enjoy your heated Infinity saltwater Pool with stunning views of the shaded backyard and Lake Eloise. Practical touches abound, including an underground dog fence, irrigation system, deep well with water conditioning, dual hot water heaters (including one with a heat recovery unit), and a dual-zone A/C system. The interior also boasts a well-equipped laundry room with cabinets, a built-in ironing board, and a laundry chute. Storage is plentiful, with easily accessible closets and attic spaces. Architectural features continue indoors with transom windows above the archways in the dining and living rooms, and a beautiful sunburst elliptical window with sidelights welcoming guests at the front door.

Features

  • Rooms: 13
  • Bedrooms: 6
  • Baths: 5 full / 1 half
  • Laundry: Inside
  • Style: Colonial
  • Year Built: 1989
  • Garage: 4-car Boat, Circular Driveway, Driveway, Portico
  • Heating: Central, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 5,400
  • Acreage: 1.86
  • Est. Taxes: $14,001
  • HOA Fee: $400 Annually
  • Lot Desc: Corner Lot, In County
  • View: Water
  • Elem. School: Pinewood Elem
  • Middle School: Denison Middle
  • High School: Lake Region High
  • Pool: Gunite, Heated, In Ground, Infinity, Lighting, Pool Sweep, Salt Water, Solar Heat
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
  • MLS#: P4934458
  • Days on Market: 237 days
  • Website: https://www.raveis.com
    /eprop/P4934458/3826gainescourt_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/9/2025 1:35:04 PM)
Listing courtesy of NEW HOME ADVANTAGE LLC   Phone: 863-268-1130

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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3826 GAINES COURT, Winter Haven, FL, 33884

$1,859,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,487,999 $1,487,999 $1,487,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.133% 6.058%
Monthly Tax Payment $1,167 $1,167 $1,167
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,566 $8,921 $12,456
Total Monthly Payment $9,858 $10,213 $13,748

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.