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REDUCED - Immaculate, 3-bedroom, 3 Full bath concrete block home in the much sought after Woodland Subdivision (St. Augustine Beach) with no HOA. If you are looking for beach living, look no further. This beautiful modern home welcomes you with a stunning display of native plants, flowers, trees, modern landscaping, and majestic palm trees. Enjoy the professionally landscaped gardens, easy clean concrete patio and back deck for entertaining with friends. This spacious home has over 2, 000 sq feet of living space with abundant natural light from 5 solar tubes. It is all one level with no stairs. Freshly painted inside and out, newer Energy Star vinyl. Bring your pets as it has a customed designed 8-foot-tall modern fence with duo access gates for privacy and wraps around the entire back yard. Back deck offers plenty of space for entertaining and newly added power outlets. Beach access, YMCA, Beach Pier, restaurants, Anastasia State Park and Ron Parker Park with pickleball, tennis and playground are all within walking distance. The beach access at the end of Pope Rd is vehicle free. The HVAC is under a transferable maintenance program and the condenser fan motor was replaced 6/5/2025. No flood insurance is required as it is in Flood Zone X. This home is equipped with a full set of hurricane fabric panels for ease of mind during hurricane season. Rain Bird irrigation sprinkler system with wireless rain/frost sensor and privately owned pump and drip lines hooked up to a shared artesian well. The garage is equipped with a 240 amp outlet which can be used for your electric vehicle charger, welder, freezer, or specialty woodworking power tools. There are too many features to mention. Please look under “documents” for additional features or I can email them to you. There is an assumable VA loan with a very attractive interest rate.
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Our Executive Mortgage Banker:
Our Insurance Division:
$734,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $587,920 | $587,920 | $587,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $413 | $413 | $413 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,338 | $3,572 | $4,765 |
| Total Monthly Payment | $3,843 | $4,077 | $5,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.