21 Main St, Newbury (Byfield), MA, 01922 | $1,235,000

Charming Victorian Home with Barn & Buildable Lot in scenic Newbury. Welcome to 21 Main Street, a timeless Victorian gem nestled in the heart of Newbury. Set on over 1. 5 acres of beautiful grounds, this gracious residence also includes an additional 2. 5-acre buildable lot, offering a rare opportunity for expansion, investment, or multi-generational living. Steeped in character and rich with history, this elegant home showcases classic period details throughout intricate moldings, soaring ceilings, original hardwood floors, and ornate fireplaces that serve as focal points in several rooms. The spacious layout offers the perfect blend of formal and casual living spaces, ideal for entertaining or relaxing in old-world charm. Outside, a separate barn with heat and electricity, provides exceptional space for a workshop, studio, additional storage, potential in-law or Accessory Dwelling Unit. Close proximity to route 95 and Plum Island!

Features

  • Town: Newbury
  • Rooms: 8
  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Laundry: Second Floor
  • Style: Victorian
  • Year Built: 1886
  • Heating: Baseboard, Oil
  • Cooling: Window Unit(s)
  • Approx Sq. Feet: 3,841
  • Acreage: 4.1
  • Est. Taxes: $8,545
  • Lot Desc: Wooded
  • MLS#: 73389106
  • Website: https://www.raveis.com
    /mls/73389106/21mainst_newbury_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

Room Information

Type DescriptionDimensionsLevel
Bedroom 2 Flooring - Wall to Wall Carpet11.0 x 13.0Second
Bedroom 3 Flooring - Hardwood, Lighting - Overhead13.0 x 17.0Second
Bedroom 4 Flooring - Hardwood, Lighting - Overhead15.0 x 15.0Second
Dining Room Flooring - Hardwood, Wainscoting15.0 x 18.0First
Kitchen Flooring - Hardwood, Recessed Lighting, Lighting - Pendant14.0 x 13.0First
Living Room Flooring - Hardwood, Lighting - Pendant, Crown Molding30.0 x 17.0First
Master Bedroom Flooring - Hardwood15.0 x 16.0Second

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Julie CarneyLuxury Properties Specialist

203.451.9966

Julie.Carney@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21 Main St, Newbury (Byfield), MA, 01922

$1,235,000

Julie Carney

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.451.9966

Julie.Carney@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $988,000 $988,000 $988,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.246% 6.110% 5.952%
Monthly Tax Payment $712 $712 $712
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,380 $5,924 $8,204
Total Monthly Payment $6,217 $6,761 $9,041

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.