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Presented by
Julie Carney |
Charming Victorian Home with Barn & Buildable Lot in scenic Newbury. Welcome to 21 Main Street, a timeless Victorian gem nestled in the heart of Newbury. Set on over 1. 5 acres of beautiful grounds, this gracious residence also includes an additional 2. 5-acre buildable lot, offering a rare opportunity for expansion, investment, or multi-generational living. Steeped in character and rich with history, this elegant home showcases classic period details throughout intricate moldings, soaring ceilings, original hardwood floors, and ornate fireplaces that serve as focal points in several rooms. The spacious layout offers the perfect blend of formal and casual living spaces, ideal for entertaining or relaxing in old-world charm. Outside, a separate barn with heat and electricity, provides exceptional space for a workshop, studio, additional storage, potential in-law or Accessory Dwelling Unit. Close proximity to route 95 and Plum Island!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring - Wall to Wall Carpet | 11.0 x 13.0 | Second |
| Bedroom 3 | Flooring - Hardwood, Lighting - Overhead | 13.0 x 17.0 | Second |
| Bedroom 4 | Flooring - Hardwood, Lighting - Overhead | 15.0 x 15.0 | Second |
| Dining Room | Flooring - Hardwood, Wainscoting | 15.0 x 18.0 | First |
| Kitchen | Flooring - Hardwood, Recessed Lighting, Lighting - Pendant | 14.0 x 13.0 | First |
| Living Room | Flooring - Hardwood, Lighting - Pendant, Crown Molding | 30.0 x 17.0 | First |
| Master Bedroom | Flooring - Hardwood | 15.0 x 16.0 | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$1,235,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.451.9966
Julie.Carney@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $988,000 | $988,000 | $988,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $712 | $712 | $712 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,380 | $5,924 | $8,204 |
| Total Monthly Payment | $6,217 | $6,761 | $9,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.