766 BAYSHORE DRIVE, Terra Ceia, FL, 34250 | $1,900,000

Welcome to an unparalleled waterfront sanctuary on exclusive, historic Terra Ceia Island, a residence where refined luxury meets tranquil allure of coastal living. Designed by the acclaimed Emily Anne Smith and remolded by Ross Built Construction, this estate offers an exquisite blend of sophistication and serenity, making it a haven for discerning buyers who value boating and privacy. Set on just shy of an acre with 155 feet of water frontage, this property is a boater’s dream. A 222-foot dock, equipped with three Golden Lifts, one for a vessel up to 8, 000 pounds and two for jet skis up to 5, 000 pounds, along with a dedicated mooring slip, ensures seamless access to Tampa Bay’s pristine waters. Whether embarking on a sunset sail or a weekend adventure, your gateway to the gulf is merely a short distance away. The main residence, thoughtfully designed with four bedrooms and three and a half baths, showcases a harmonious blend of coastal elegance and modern functionality. At its heart lies a chef-inspired kitchen, complete with a generous pantry, two wall ovens, and a center island with an elongated breakfast bar beneath a stunning cupola. This space flows effortlessly into the open dining area, where panoramic water views provide a breathtaking backdrop for every meal. Adjacent to the kitchen, a charming living area opens to a pergola-covered veranda with built-in bench seating and ample space for alfresco dining. Step out to the resort-style pool deck, featuring a large pass-through window from the kitchen, ideal for serving guests or creating an outdoor kitchen, equipped and ready to be built. The pool is surrounded by lounges that invite leisurely afternoons under the sun. A wall of sliding doors seamlessly connects the pool deck to the inviting family room, where a wood-burning fireplace and an additional dining area create a warm, welcoming ambiance. For convenience and inclusivity, the lower level offers a laundry room with a chute and a guest suite with a full bath that is wheelchair accessible. French doors open the suite to stunning gardens and water views. Upstairs, the primary suite serves as a serene retreat with a spacious lounge area and an expansive private deck, ideal for morning coffee or evening stargazing with uninterrupted water views. The primary bath offers a luxurious soaking tub, a shower and two vanities, one designed for camera-ready hair and makeup. Completing this exceptional offering is a separate two-car garage with architectural plans for a three-car garage with a carriage house on the second level, providing a unique opportunity to expand or host guests. An extended driveway accommodates your boat or RV without detracting from the home’s approach, where beautifully landscaped grounds and a circular drive frame a stunning royal palm tree. On Terra Ceia Island, a locale celebrated for its rich history and unspoiled beauty, this home is more than just a residence, it’s a lifestyle. Peace and privacy reign supreme, with the rhythm of the tides and the whisper of sea breezes as your constant companions. Golf carts serve as the island’s preferred transportation, whether visiting neighbors, the post office or community hall. Other local amenities include a park and boat ramp with parking. For those seeking a life of elegance on the water’s edge, this property is a rare and remarkable find.

Features

  • Amenities: Park, Pickleball Court(s)
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Corridor Access, Laundry Chute, Laundry Closet
  • Style: Coastal, Custom
  • Year Built: 1971
  • Garage: 2-car Boat, Circular Driveway, Driveway, Garage Faces Side, Ground Level, Workshop in Garage
  • Heating: Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,936
  • Acreage: 0.96
  • Est. Taxes: $12,222
  • HOA Fee: $250 Annually
  • Lot Desc: Corner Lot, Historic District, In County, Oversized Lot
  • View: Garden, Pool, Water
  • Pool: Child Safety Fence, Gunite, In Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: A4643176
  • Days on Market: 291 days
  • Website: https://www.raveis.com
    /eprop/A4643176/766bayshoredrive_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/4/2026 10:02:19 PM)
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY   Phone: 941-383-2500

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

766 BAYSHORE DRIVE, Terra Ceia, FL, 34250

$1,900,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,520,000 $1,520,000 $1,520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.278% 6.121% 6.038%
Monthly Tax Payment $1,019 $1,019 $1,019
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,750 $9,113 $12,724
Total Monthly Payment $9,893 $10,256 $13,867

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.