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Welcome to an unparalleled waterfront sanctuary on exclusive, historic Terra Ceia Island, a residence where refined luxury meets tranquil allure of coastal living. Designed by the acclaimed Emily Anne Smith and remolded by Ross Built Construction, this estate offers an exquisite blend of sophistication and serenity, making it a haven for discerning buyers who value boating and privacy. Set on just shy of an acre with 155 feet of water frontage, this property is a boater’s dream. A 222-foot dock, equipped with three Golden Lifts, one for a vessel up to 8, 000 pounds and two for jet skis up to 5, 000 pounds, along with a dedicated mooring slip, ensures seamless access to Tampa Bay’s pristine waters. Whether embarking on a sunset sail or a weekend adventure, your gateway to the gulf is merely a short distance away. The main residence, thoughtfully designed with four bedrooms and three and a half baths, showcases a harmonious blend of coastal elegance and modern functionality. At its heart lies a chef-inspired kitchen, complete with a generous pantry, two wall ovens, and a center island with an elongated breakfast bar beneath a stunning cupola. This space flows effortlessly into the open dining area, where panoramic water views provide a breathtaking backdrop for every meal. Adjacent to the kitchen, a charming living area opens to a pergola-covered veranda with built-in bench seating and ample space for alfresco dining. Step out to the resort-style pool deck, featuring a large pass-through window from the kitchen, ideal for serving guests or creating an outdoor kitchen, equipped and ready to be built. The pool is surrounded by lounges that invite leisurely afternoons under the sun. A wall of sliding doors seamlessly connects the pool deck to the inviting family room, where a wood-burning fireplace and an additional dining area create a warm, welcoming ambiance. For convenience and inclusivity, the lower level offers a laundry room with a chute and a guest suite with a full bath that is wheelchair accessible. French doors open the suite to stunning gardens and water views. Upstairs, the primary suite serves as a serene retreat with a spacious lounge area and an expansive private deck, ideal for morning coffee or evening stargazing with uninterrupted water views. The primary bath offers a luxurious soaking tub, a shower and two vanities, one designed for camera-ready hair and makeup. Completing this exceptional offering is a separate two-car garage with architectural plans for a three-car garage with a carriage house on the second level, providing a unique opportunity to expand or host guests. An extended driveway accommodates your boat or RV without detracting from the home’s approach, where beautifully landscaped grounds and a circular drive frame a stunning royal palm tree. On Terra Ceia Island, a locale celebrated for its rich history and unspoiled beauty, this home is more than just a residence, it’s a lifestyle. Peace and privacy reign supreme, with the rhythm of the tides and the whisper of sea breezes as your constant companions. Golf carts serve as the island’s preferred transportation, whether visiting neighbors, the post office or community hall. Other local amenities include a park and boat ramp with parking. For those seeking a life of elegance on the water’s edge, this property is a rare and remarkable find.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,900,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,520,000 | $1,520,000 | $1,520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.278% | 6.121% | 6.038% |
| Monthly Tax Payment | $1,019 | $1,019 | $1,019 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,750 | $9,113 | $12,724 |
| Total Monthly Payment | $9,893 | $10,256 | $13,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.