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Location Location 1. 14 Acres 255 feet road frontage on 30 Luty Drive. side 213 side 195 back 256. Rout 9 has it all with in 10 minutes of your lot. for all you shopping needs. Vassar College. Culinary Institute Metro North Comps sold in the area. 1. 3 Acres $95, 000 1. 3 Acres # 70, 000 1 Acre $70, 000 The reason this lot is lower in price is: it has some standing water. there are all nice homes in this quiet neighborhood. and this is the last available remaining lot. as you can from the photoes. thare are two storm drains. one on each end of the front of the lot. all the other lots have them. so it is my recommendation. that be for you make an offer to the buyer. that you bring an engineer and the town building inspector to make a determination to how many truck loads of fill would have to be brought in to example bring up the level of ground a six or 8 inches. so when it rains hard. the run off would flow one or two feet out to those run off greats and take it away. may be grade the fill so the water would drain to say the right side of the property into a French drain and flow out to the drain grates at the road. the seller can work with you on price. all reasonable offers will be considered. motivated seller. This lot is a gem waiting to be discovered.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $39,840 | $39,840 | $39,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.280% | 5.628% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $229 | $242 | $323 |
| Total Monthly Payment | $304 | $317 | $398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.