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3945 Lower Waterford Road, #Lot C-9 & C-10, Waterford, VT, 05819 | $519,000
Imagine Vermont mornings along the calm shores of the Connecticut River as song birds welcome the day and mists rise out of the Valley. Affectionately titled Woodside, this two bedroom timber frame is just that, a bright and open home sited in a sunny clearing surrounded by evergreens. Across from the main house, past a fire pit, you'll find a seasonal one-bedroom cottage, complete with a three quarter bath, kitchenette, and living area, ideal for extra guests. This is Vermont living at its best; once you are here, you'll get it. Woodside is surrounded by over 650+ undeveloped common acres in the Waterford Springs Community. This private development DELIVERS; It has Connecticut River access, a private beach, boat moorings, two clay tennis courts, pickle ball, basketball, garden space, hiking and snowshoe trails, a spacious clubhouse for community gatherings or private events and a members only guest house and suites. Waterford is in Vermont's famed North East Kingdom (NEK), it is a recreational paradise; minutes from Burke Mountain, Cannon Mountain, the Lamoille Rail Trail and the world famous Kingdom Trails. Waterford is off both interstates 91 and 93, and three hours from Boston. Why just visit Vermont when you can call it home? Come for the recreation, the mountains, the biking. Stay for the peace, the pace and the feeling this is where you are meant to be. Please view the 3D walk through video accompanying the listing. Call for a private viewing.
Features
- Amenities: Clubhouse,Recreation Facility,Basketball Court,Beach Rights,Boat Launch,Boat Mooring,Common Acreage,Day Dock,Docks,Tennis Court,Pickleball
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full / 1 three-quarter
- Style: Bungalow,Cape
- Year Built: 1998
- Heating: Propane,Forced Air,Wood/Oil Combo Furnace
- Cooling: None
- Basement: Concrete,Unfinished
- Approx Sq. Feet: 1,742
- Acreage: 3.4
- Est. Taxes: $6,281
- Lot Desc: Corner,Country Setting,Deed Restricted,Lake Access,Level,PRD/PUD,Recreational,River,River Frontage,Secluded,Trail/Near Trail,Walking Trails,Wooded,Near Paths,Near Skiing,Near Snowmobile Trails,Rural,Near Hospital,Near School(s)
- Elem. School: Waterford Elementary School
- Middle School: Waterford Elementary School
- High School: Choice
- School District: Caledonia Central
- MLS#: 5045594
- Website: https://www.raveis.com
/eprop/5045594/3945lowerwaterfordroad_waterford_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/5/2025Listing courtesy of Four Seasons Sotheby's Int'l Realty Phone: 802-751-7582
Listing Agent: Robin Migdelany
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NMLS Mortgage Loan Originator ID 793093
203.415.2989
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3945 Lower Waterford Road, #Lot C-9 & C-10, Waterford, VT, 05819
$519,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $523 | $523 | $523 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,423 | $2,523 | $3,365 |
| Total Monthly Payment | $3,038 | $3,138 | $3,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484