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Lease-to-own opportunity on Gulf-access waterfront—this might be the smartest way to make your move to Cape Coral. Instead of jumping straight into a full purchase, lease-to-own lets you live in the home you love now, lock in today’s price, build equity over time, and keep more cash in your pocket upfront. It’s a great option if you’re relocating, waiting on another home to sell, watching interest rates, or just want to “test drive” the Southwest Florida lifestyle before fully committing.
Step into coastal luxury at its finest with this completely reimagined Gulf-access home in one of Cape Coral’s most desirable boating communities, offered at an exceptional value of $650, 000. Priced below what similar updated homes have recently sold for, this property is a rare find that checks every box for waterfront living, modern design, and an unbeatable location. From the moment you enter, you'll notice the seamless flow of large-format porcelain tile throughout, and the abundance of natural light pouring in through brand-new impact-resistant windows.
The heart of the home is the expansive living area, extended to create an open, airy space perfect for entertaining or unwinding in style. A new four-panel sliding door invites you to step outside and soak in panoramic canal views from your private, fully fenced backyard—complete with a brand-new pool that feels like a boutique resort. Boaters will love the true Gulf-access location—just drop your boat in and be on open water within minutes.
Inside, both bathrooms have been completely transformed with sleek, modern finishes that rival homes at a much higher price point. A newly resurfaced roof and AC cap off the long list of upgrades, giving you peace of mind for years to come.
If you’ve been waiting for the right home but also want a flexible path to ownership, this lease-to-own option could be the perfect bridge between where you are now, and where you want to be. Homes like this don’t last—reach out for details on the lease-to-own structure, and schedule your private showing before it’s gone.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $561 | $561 | $561 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,918 | $3,038 | $4,052 |
| Total Monthly Payment | $3,571 | $3,691 | $4,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.