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One or more photo(s) has been virtually staged. This carefully crafted waterfront estate was thoughtfully expanded over 35 years with over-engineered precision, by her engineer owner … The result is a rare, self-contained compound on nearly three-quarters of an acre of tidal waterfront, designed for multi-generational living and / or a large (or growing) family, who seeks space, separation, and flexibility . . . The main residence offers 4, 406 square feet under air with a spacious master suite plus two guest bedrooms and a large home office (or 4th bedroom) … One of the property's standout features is it’s completely separated apartment with its own private entrance, full kitchenette, and bathroom—perfect for aging parents, live-in caregivers, adult children seeking independence, or an au pair, etc. (or 5th Bedroom) … This layout gives extended families the ability to live together while maintaining privacy and autonomy … Located in unincorporated Pinellas County, the property benefits from notably lower taxes property taxes and zoning that allows short-term rental use — creating investment potential if so desired … The brand-new kitchen includes a generous $20, 000 appliance allowance for your preferred luxury brands … Beyond the main living spaces, the home offers soaring ceilings, an extraordinary 25' x 38' library with custom built-ins, a billiards and game room, a river room solarium with water views, two home gym spaces off the master bedroom with dual walk-in closets, and abundant storage throughout … Resort-style amenities include a screened pool with large lanai, a new fishing dock with electric, billiards / foosball game room, beautifully landscaped tropical grounds and BBQ area, a four-car cedar-lined garage (PLUS workshop) with waterside access for kayaks, SUP’s and etc. and a circular paver driveway …This tidal waterfront setting enjoys visits from manatee and dolphin and excellent fishing; it also provides kayaks, and certain sized boats quick access to Tampa Bay … By land, the location affords quick access to US 19, Clearwater Beach, Tampa International Airport, and PIE Airport—the perfect central Clearwater location… Recent updates include a 2020 roof with 2022 solar power system, impact-rated windows and doors throughout, and TWO BRAND-NEW AC units; just installed September 2025 … An assumable $250, 000 flood policy is just $3, 300 annually … Priced about $130, 000 below the County Property Appraiser's sales comparison value, and the FLEXIBLE SELLERS WILL CONSIDER ALL REASONABLE OFFERS . . . This is a legacy property offering large, growing or multi-generational families everything they need to enjoy waterfront Florida living and represents a great value for money opportunity at this price point — Please be sure and TAKE THE linked 3-D TOUR and other video as well as viewing all the photos to fully appreciate this home … then, HURRY, and schedule YOUR private showing … TODAY!
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$1,449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,159,200 | $1,159,200 | $1,159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.007% | 5.952% |
| Monthly Tax Payment | $746 | $746 | $746 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,582 | $6,857 | $9,626 |
| Total Monthly Payment | $7,453 | $7,728 | $10,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.