104 East Bay Street, Georgetown, SC, 29440 | $706,000

What gorgeous sunrises you will enjoy! Charming Downtown Georgetown is the place to be, especially across from the more than 13-acre East Bay Park and with picturesque Winyah Bay beyond. 104 East Bay Street, a well-maintained and consistently upgraded four-bedroom brick-faced cape, offers both charm and comfort, with a welcoming, classic layout. Entering in the front, you will first notice the abundance of light from this home's many windows. You will see the living room to your right and the sunroom/den to your left. A door on the far side of the sunroom opens to the delightful screened-in porch. From the living room you first enter the dining room with original built-in China cabinet, and then the updated kitchen with breakfast area.

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup
  • Style: Cape Cod
  • Development: 81 - Out of Area
  • Year Built: 1930
  • Heating: Ductless, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,429
  • Acreage: 0.21
  • Lot Desc: 0 - .5 Acre, Flood and Wetlands, Marshview
  • Elem. School: Maryville Elementary School
  • Middle School: Georgetown Middle School
  • High School: Georgetown
  • MLS#: 25015997
  • Days on Market: 360 days
  • Website: https://www.raveis.com
    /prop/25015997/104eastbaystreet_georgetown_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Going Coastal Realty

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

104 East Bay Street, Georgetown, SC, 29440

$706,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $564,800 $564,800 $564,800
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,386 $3,524 $4,690
Total Monthly Payment $3,478 $3,616 $4,782

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.