Welcome to 4 Clover Place-- this beautiful Colonial in the sought-after Davenport Neck area is the perfect fit—whether you're looking to upsize or downsize with ease. Reimagined and updated, this home offers 3, 161 square feet of smartly designed living space on a private flat and fenced lot just steps from the waterfront. A charming covered front porch welcomes you into a bright, open layout filled with natural light. The first floor boasts gleaming hardwood floors and an effortless flow from the living room with fireplace to the dining area and show-stopping chef’s kitchen, complete with granite countertops, stainless steel appliances, oversized center island, and a walk-in pantry. A stylish mudroom/laundry area and two main-level bedrooms—including one with an ensuite bath—offer uncommon flexibility. Upstairs, the dreamy primary bedroom features two walk-in closets and a versatile sitting room or home office. A spacious hall bath includes dual vanities, a soaking tub, and a separate shower. An additional bedroom and two expansive porches create peaceful retreats for relaxing or enjoying morning coffee. Entertain with ease on the expansive stone patio overlooking the fully fenced backyard, framed by mature landscaping. The partially finished lower level offers bonus space for fitness, recreation, or a second office. Located on a quiet street near Davenport Park, beach clubs, and marinas, and just minutes to Metro-North and downtown New Rochelle, this move-in-ready gem delivers the best of modern coastal living in a premier suburban setting.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $2,185 | $2,185 | $2,185 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,009 | $5,516 | $7,640 |
| Total Monthly Payment | $7,319 | $7,826 | $9,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.