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6512 Simone Shores, Apollo Beach, FL | 3 Beds | 3. 5 Baths | Over 2, 000 Sq Ft | Waterfront | Private Docks + Boat Lift | Bay Access
Welcome to 6512 Simone Shores, Apollo Beach, FL, a fully updated Key West–style waterfront home with direct Tampa Bay access, located in the desirable Hemingway Estates community. This 3-bedroom, 3. 5-bath residence offers over 2, 000 square feet of living space, two private docks with a boat lift and double jet ski lift, and peaceful water views with no rear neighbors, thanks to a protected conservation area across the canal.
The interior has been completely remodeled and is 100% carpet-free, featuring high-end flooring and premium finishes throughout. All bathrooms showcase floor-to-ceiling imported tile, brand-new cabinetry, and updated fixtures. The kitchen includes a full stainless steel appliance package and opens seamlessly to the main living area, creating an ideal space for entertaining. The living room features an electric fireplace and large windows that maximize natural light and waterfront views. A large covered lanai with automatic drop-down screens, accessible from the main living area, adds exceptional indoor-outdoor living space.
All three bedrooms are located upstairs. The primary suite features a beautifully designed bathroom, a walk-in closet, and a private balcony overlooking the water. A spacious guest bedroom includes an ensuite bath and front balcony access, while the third bedroom is conveniently located near a full bath and laundry room, with access to an upper balcony.
Outside, enjoy the true Florida waterfront living with your private docks, boat lift, and jet ski lift, offering direct access to Tampa Bay. From this location, Tampa and St. Petersburg is approximately a 25-minute boat ride, making this home ideal for boating enthusiasts. The conservation area across the canal provides long-term privacy and serene views—an increasingly rare feature in waterfront homes.
Built for durability and peace of mind, the home features block construction, a metal roof, and an elevated foundation over 11 feet above sea level. Additional upgrades include a water softener, security system, and surround sound pre-wiring.
Hemingway Estates is one of Apollo Beach’s most affordable newer waterfront communities, offering no CDD fees and a low monthly HOA that includes individual home landscaping. The location allows for easy walks to top-rated elementary and middle schools, with quick access to waterfront restaurants, parks, the Manatee Viewing Center, and all the boating, fishing, and coastal lifestyle Apollo Beach is known for.
If you’re searching for a move-in-ready waterfront home with bay access, private docks, and long-term value, 6512 Simone Shores delivers on every level.
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Our Executive Mortgage Banker:
Our Insurance Division:
$708,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $566,400 | $566,400 | $566,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $451 | $451 | $451 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,261 | $3,392 | $4,516 |
| Total Monthly Payment | $3,804 | $3,935 | $5,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.