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Welcome to this beautifully maintained and thoughtfully updated Cape-style home located in the sought-after Shore Ridge Hills community of Shoreham. Just a short stroll from a private residents-only beach, this property offers the perfect blend of classic charm and modern comfort. Step inside to find gleaming hardwood floors throughout and a stunning, all-new eat-in kitchen featuring granite countertops, custom cabinetry, and recessed lighting—ideal for everyday living and entertaining. The inviting living room is warmed by a cozy wood-burning stove, while a separate den with a wood-burning fireplace provides an additional space for relaxation or gatherings. This spacious home boasts 3 bedrooms, including a generous primary suite complete with a walk-in closet and an updated en-suite full bath. Additional updated full baths ensure comfort and convenience for all. A former garage has been smartly converted into a gym area, offering flexibility for fitness or hobby space. Outside, enjoy the expansive decking that overlooks a fully fenced, beautifully landscaped yard—perfect for outdoor entertaining and peaceful evenings. Additional updates include: Central air conditioning 4years, 4-year-old roof, Detached oversized shed for extra storage, Legal accessory efficiency apartment—ideal for guests, extended family, or rental income. Private Beach dues of just $350/year
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $1,378 | $1,378 | $1,378 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,402 | $3,589 | $4,817 |
| Total Monthly Payment | $4,872 | $5,059 | $6,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.