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Presented by
Deborah Webb |
WOW!! CORNER LOT!! LOTS OF STORAGE SPACE!! LARGE FLORIDA ROOM!! This 2/2 Palm II model has 1678 square feet of living area, featuring a 24x12 FL room, plus a large 16x12 glass-enclosed lanai on a beautiful large fenced in corner lot. Cathedral ceilings and new commercial-grade vinyl planking in the main living area. The Kitchen is the wow in this home Lots of cabinets and counter tops!! It features beveled-edge laminate countertops, with easy access to lower cabinets with pull-outs, , a large pantry, a newer glass-top range with a convection oven, a built-in microwave, a skylight with a custom shade, and a newer dishwasher. The bathrooms have been updated with New toilets, vanity lights, medicine cabinets, sinks and mirrors. The ceiling fans have been replaces and this home had lots of storage and natural light. Oversized garage extended four feet with new garage door opener, Lots of cabinets and a sink in the garage. New storm door with lock and retractable screen to provide nice breezes in the fall and spring. Fenced yard, painted drive & walk. Located in Spruce Creek South, a 55+ gated community with 24 hour guard featuring lots of activities. Only a few minutes from restaurants, shopping, entertainment, medical facilities, and more!! Golf cart-friendly community with the ability to access retail and restaurants, medical facilities, and entertainment by golf cart. Lots of updates in this home!!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
Licensed Salesperson
William Raveis Real Estate
Phone: 781.953.8732
Deborah.Webb@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $206 | $206 | $206 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,131 | $1,210 | $1,614 |
| Total Monthly Payment | $1,412 | $1,491 | $1,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.